High Court Karnataka High Court

The Oriental Insurance Co Ltd vs Smt Meenakshi W/O Late Ravi … on 4 September, 2008

Karnataka High Court
The Oriental Insurance Co Ltd vs Smt Meenakshi W/O Late Ravi … on 4 September, 2008
Author: K.Ramanna
IN THE HIGH COURT OF KARNATAKA

CIRCUIT BENCH AT DHARWAI)

DATED THIS THE 4TH DAY 01:' sE1ftEMBE~?,~-2998-~11:  "  

BEFORE V
THE HOWBLE MR.JUsr:£:}3 K.k.e.mAnmAAM'%%A    "
MISCELLANEOUS FIRST AP£5E.ég,_:§o.§39g:26o7%.;

BETWEEII:

 

THE ORIENTAL INSURANCE c0. y1fD; ,_' i  " 

HUBLI 13.0.,     

THROUGH ITS REG»IO1'}AL OFFICE; %  V:

LEO SHOPPING .C(}.MPLE}__{,~ «    

No.44/45, RESIEDENCY"E-E{)AD,j--..K  '-  
BANGALDRE-560    .. _

REP. BY rrs~Asm.1x¢AN'w,r..3yER,.  
K.G0v1NmRA.jAN'."V'._~.V       APPELLANT

Sri.l\i;F'-4I{UPI5Ei;L?R,'};DV. FOR SR1 B.C.SEE'i'HARAMA
RAG, v.--;--V _   e

.--a....-----..-....

 "   
w/ 0 .~LA'1.'E. RAVI. B-.aDAN GKAR

 KALAL, AGED'  YRS.

%  , :2_.MAS'1'ER" VINAYAKA,
,  s;;s.)V.z.s.':§.ra:.12zxv1 BABANKAR
 @"i{ALAL;A_«AGED ABOUT 12 ms.

V  -.g"Bt}'r H ARE R] QKURUBARA om,

" ._ QHARWAD.)

-M'RiT'HYUNJAYANAGAR,

 



(R-2 MINOR REP.l3Y HIS MOTHER
R»~1)

SBHARAMAJI KASHAQPPA KALAL,
MAJOR,

R/(IHEREPET, HUBLI.  R';-:SPoND:e::*fi'r'SA'VV'.'gf__j: r.- 

(By Sri.SACHIN.S.MAGADUM, _....4ADv;"'"*.ié5eé"'V Sm" V

VIGI-!NESHWAR.S.SHAS'I'RY, ADV.  i3''OR3. -: R:¥i«,_ .  "'SR}

B.R.SA'I'ENAHALLI, ADV. F OR R-3, R-2  

THIS APPEAL IS FILED U/S. i7:3(1) 015 Acifiaealmsr

THE JUDGMETN AND AWARD PASSED IN
MVC.NG.112/99 ON THE 'FEE OF VTHF; .I ADDL.CIVIL JUDGE
(SR.DN.), CJM, ADDL.MACT,- '--SDH£lRV«l.?}&D;  _ AWARDING A
COMPENSATION OF Rs.68,8(}O)'~_ VJITH  AT THE RATE
OF 9%; RA. FROM '1'_I°{'E_.DATE"'GF: PETITION .fI'I»'£.L THE DATE OF

REALISATICSN. " " - fit

THIS }iPFEAL-  FOR ADMISSION THIS DAY,
comm' DELIVERED THEFOLLQWING:

 »   filed by the insumr challenging the judment

 a3::d    the Addl. Civil Judge (Sr.Dn.) S cm,

   NO.112./99 whereby the liability was fastened

  to indemnify the owner of the vchicic to the extent

  ]-- payable to the claimants] respondents along with

T Sgexfist at 9% pa.

2. The short point involved in this appeal is Whether the
judgment and award passed by the Court below rasteni:§g–.ithe

liability on the insurer of the vehicle is perverse or illegal? ~

3. The brief facts of the case am that on the K

13/10] 1998 the deceased Ravi

said to have purchsed 60 sheep

Regn.No.KA.25.32’76 which was by” on

account of the rash and negligent its a<iriver;V:tla.c sand'
truck turtled and 35 1:9 50 sxieép" .. and the sani'

Ravi Ramamia inmate? of V' died. Hence

respondentsixix' 1 deceased Ravi Ramanna filed
claim on account of the death of
their sheeg.' 'V the evidence placed on zecozfl,
fgundi since the driver of the vehicle has

sheep which died in transit, the appellant

the-..iV1is1i1e1%Vi';ii'Ai:E1e vehicle which was in foxm, is liable to pay

~ -i«i..I'¢;;«a1_ipei1sai:id3i__io the claimants by the owner of the

Hence, this appeal.

4. Heard the learned counsel appearing on both

perused the documents. None represents on

respondent No.3, who is the owner of the vehicle. V

5. It is argued by tho learned fog

of oouzse, the vehicle involved in tho accfic3:;1At ‘is *’

in that vehicle mg driver of the aajd who tloéii oficcp as A

well as the deceased Ravi 5″ Bfii.:’j4§1g§fa;ftunofoIyVAVvmct with
accident msuifing in death of the owner of
the sheep Ravi the appellant
has not the owner of the
vehcilc in respect goods carried in the
vehicle. any compensation. It is
also argued thaf is a goods vehicle and the
wafiin fence fimgiixo/1993 to 26/10/1999. In View of

the fact is auoomprehcnsive insurance policy the insumr has

not to pay any damages in respect of any

‘o,;– §¢o:1s caxiiied vehicle and therefore, fastening the liability on

M liable to be set: aside by allowing the appeal.

” 6_ “Io support of his contention, learned ootmse} for the

relied on a decision reported in case of’l’HE ommrmn

//E 7” 1,

(:3

msummem comma? LTD., -vs- rmtmmc an

momma am 2000 KAR 5030: wherein, this ffigis.

that “goods if any carried in a transport vehicle on

contact entered into between the ownef moffhe u

owner of the goods, the insurance ‘held’

to compensate the loss said to have of ” ‘ L»

1116 goods”. . . .,

7. On the other hand, xespondents
1 and 2 submifieg. a goods vehicle
any damage osvner of the vehicle is
expected fidamages. Therefore, the
claim of the Motor Vehicles Act is

maintainable. ‘It the live stocks are styled as goods

I.-Vie1;”1c~z:V,« case, the deceased has carried the sheeps in

‘ V’ __the ‘j_tVhe’Insuranee Company is expected to cover the

of of the vehicle. Therefore, it is submitted that the

by the ma!” Court does not reqmre’ any interference

prays for dismissal of the appeal.

x’

I
if

ii

8. I have carefully scrutinised the copy of Ex. P2 insnmnee

policy issued by the appellant in favour of the

who is the owner of the vehicle. Admittedly, the

husband of respondent respondent No.1 Vi

vehicle in question, which met withjean in 35

died. It is further admitted fact af

comprehensive insurance by to
cover the 3*” party risk for But the
policy does not *_- paid any extra
premium to cover the vehicle. So, as
per the owner of the vehicle
the appellant} is not liable to indemnify the

owner of the vehiele any liability arise out of damages

‘the tire vehicle. Therefore, any ageement

the owner or driver of the vehicle on one side

goods on the other to transport the goods

iron} one another, if any damage caused in nansit then

” 1 and 2 are liable to file a separate claim’ petition

of the damage caused to their live stock. But the trial

without properly appreciating the evidence placed on record

A Ti
Q

wrongly fastened the liability on the insurer of the vehicle: The
owner of the vehicle i.e., the respondent No.3 alone is

ithe compensation.

9. Hence, the appeal is alieww e Tifie V’

award passed by the Court below _

Rs.68,800/- together with interet» fig, of

petition till the date of is Tkie fiability
fastened on the appeflanil Vtjou compensation
amount is hereby set _a3i_§le. is the owner of
the vehcle aione is the by the Court

below. by the appellant shall be refunded

‘ to it. Respoxidexits iiberty to execute the award

against L'(§.e ‘iespoixzieni .

Sd/-2
Iudg5

” ~ 1. trams’