High Court Kerala High Court

The Oriental Insurance Company … vs Muttikkan Ashraf on 10 September, 2009

Kerala High Court
The Oriental Insurance Company … vs Muttikkan Ashraf on 10 September, 2009
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 1704 of 2008()


1. THE ORIENTAL INSURANCE COMPANY LIMITED,
                      ...  Petitioner

                        Vs



1. MUTTIKKAN ASHRAF, S/O.BAVA, MUTTIKKAN
                       ...       Respondent

                For Petitioner  :SRI.MATHEWS JACOB (SR.)

                For Respondent  :SRI.A.KRISHNAN

The Hon'ble MR. Justice M.N.KRISHNAN

 Dated :10/09/2009

 O R D E R
                    M.N. KRISHNAN, J.
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                M.A.C.A. NO. 1704 OF 2008
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     Dated this the 10th day of September, 2009.

                      J U D G M E N T

This appeal is preferred by the insurance company

against the award of the Motor Accidents Claims Tribunal,

Tirur in O.P.(MV)257/06. The claimant, a young man

sustained serious injuries in a road accident as a result of

which there was a traumatic amputation of the right thumb

through the interphalangeal joint. The Tribunal considered

the disability under the Workmen’s Compensation Act

Schedule 1 of para 2 item No.10 and fixed the loss of earning

capacity at 20% and calculated the compensation. It fixed

the income at Rs.3,000/-.

2. The learned counsel for the insurance company

had raised two contentions before me that the accident had

not taken place in public place and that the percentage of

loss of earning capacity fixed by the Tribunal is incorrect. So

far as the question of public place is concerned it has to be

stated that the accident had taken only on a road lying in

M.A.C.A. 1704 OF 2008
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between paddy fields which is accessible to all the public and

that is why a lorry was being plied through that road and so

the said contention does not merit consideration.

3. The next question is regarding the loss of earning

capacity. It is true that really better evidence could have

been produced in the form of a certificate from the Doctor

but the very wound certificate would reveal that there was a

traumatic amputation on the right thumb through the inter

interphalangeal joint. Even if the contention of the learned

counsel for the insurance company is taken into

consideration and schedule 1 para 2, 10(a) is complied even

then the loss of earning capacity would come to 10%. If the

income is fixed at Rs.3,000/- and compensation is calculated

by applying a multiplier of 16 for the age it would come to

Rs.57,600/- adding the further compensation it would come

to Rs.32,400/- which would make it Rs.90,000/-. But the

facts would reveal that the phalanges is involved in the

amputation. Further even if it is taken into consideration and

some amount is granted for the loss of amenities and

M.A.C.A. 1704 OF 2008
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enjoyment I do not feel that the amount of compensation

awarded as Rs.1,00,000/- is on the higher side. Therefore I

find that the Tribunal has only awarded a just and reasonable

compensation which does not call for any interference.

Therefore the appeal lacks merit and the same is dismissed.

M.N. KRISHNAN, JUDGE.

ul/-