High Court Kerala High Court

Shifla Khader vs The Authorized Officer on 5 April, 2010

Kerala High Court
Shifla Khader vs The Authorized Officer on 5 April, 2010
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

WP(C).No. 6619 of 2010(B)


1. SHIFLA KHADER,
                      ...  Petitioner
2. MRS.ZIYAD ZAKHARIA,PROPRIETOR,

                        Vs



1. THE AUTHORIZED OFFICER
                       ...       Respondent

2. STATE OF KERALA,

                For Petitioner  :SRI.P.K.MUHAMMED

                For Respondent  :SRI.SAJI MATHEW

The Hon'ble MR. Justice P.R.RAMACHANDRA MENON

 Dated :05/04/2010

 O R D E R
                   P.R.RAMACHANDRA MENON, J
                 ---------------------------
                      W.P(C) No.6619 of 2010-B
                 ----------------------------
               Dated this the 5th day of April, 2010.

                          J U D G M E N T

The petitioners had availed a loan to the extent of Rs.1 lakh

from the respondent Bank. But the same could not be repaid on

time, under which circumstances, the Bank proceeded with further

steps under the relevant provisions of the SARFAESI Act, which is

under challenge in this Writ Petition.

2. The learned counsel for the petitioners submits that the

condition imposed by this Court on 24.3.2010 while intercepting

the coercive steps has already been satisfied; that the petitioners

do not intend to press any of the challenges raised against the steps

taken by the Bank and the only prayer pressed before this Court is

to permit the petitioners to clear the entire liability by way of

reasonable instalments.

3. The learned counsel for the Bank submits that a balance

amount about Rs.75,000/- is due from the petitioners under the

loan transaction. This Court does not propose to go into the

correctness or otherwise of the actual amount due; but for finding it

W.P(C) No.6619 of 2010-B 2

fit and proper to permit the petitioners to clear the liability in a

phased manner.

4. Accordingly, the petitioners are permitted to clear the

entire outstanding liability by way of `three’ equal monthly

instalments; the first of which shall be effected on or before the 30th

of this month; to be followed by similar instalments to be effected

on or before the 30th of the succeeding months. Subject to this, all

further coercive proceedings shall be kept in abeyance. It is made

clear that, if any default is committed by the petitioners in satisfying

the due amount as above, it will open to the Bank, to proceed with

appropriate steps for realisation of the entire amount in a lump

sum.

The Writ Petition is disposed of.

Sd/-

P.R.RAMACHANDRA MENON
JUDGE

//True Copy//

P.A to Judge
ab

W.P(C) No.6619 of 2010-B 3