High Court Kerala High Court

The Oriental Insurance Co. Ltd vs Kanaka Kumaran And Others on 30 August, 2010

Kerala High Court
The Oriental Insurance Co. Ltd vs Kanaka Kumaran And Others on 30 August, 2010
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 1867 of 2009()



1. THE ORIENTAL INSURANCE CO. LTD.
                      ...  Petitioner

                        Vs

1. KANAKA KUMARAN AND OTHERS
                       ...       Respondent

                For Petitioner  :SRI.GEORGE CHERIAN (THIRUVALLA)

                For Respondent  :SRI.J.HARIKUMAR

The Hon'ble MR. Justice M.N.KRISHNAN

 Dated :30/08/2010

 O R D E R
                     M.N. KRISHNAN, J.
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                M.A.C.A. NO. 1867 OF 2009
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       Dated this the 30th day of August, 2010.

                     J U D G M E N T

This appeal is preferred against the interim award

passed in O.P.(MV)1831/06. The claimant moved an

application for compensation u/s 140 of the M.V.Act on

account of the permanent disability suffered. He was a

passenger in a trekker. The insurance company of the

trekker raised a contention that being an an Act only policy it

is not liable to pay compensation but the learned Tribunal

had stated that there are several decisions which are to the

effect that even as opposed to an an Act only policy,

passengers of a private car are entitled to support a claim for

compensation. I am afraid that the said approach is

incorrect. In Swaran Singh’s case National Insurance

Co. Ltd. v. Swaran Singh (2004 (1) KLT 781) the

Hon’ble Supreme Court has made it clear these defences are

available to the insurance company even under S.163A

cases. Unless there is a liability on the insurance company it

M.A.C.A. 1867 OF 2009
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cannot be fastened on them arbitrarily. In such cases it will

be for the owner to pay the amount. Therefore I set aside

the award and direct the Tribunal to dispose of the matter

within a period of two months from today after hearing all

concerned. I make it very clear let the entire O.P. be

disposed of and not the preliminary question.

Send a copy of the order to the Tribunal for compliance.

M.N. KRISHNAN, JUDGE.

ul/-