High Court Kerala High Court

Mohammed Kabeer vs The Manager on 26 March, 2009

Kerala High Court
Mohammed Kabeer vs The Manager on 26 March, 2009
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

WA.No. 733 of 2009()


1. MOHAMMED KABEER,
                      ...  Petitioner
2. SMT.SAINABA BEEVI, W/O.MOHAMMED KABEER,

                        Vs



1. THE MANAGER,
                       ...       Respondent

2. THE CHIEF MANAGER (ADVANCES),

                For Petitioner  :SRI.T.V.GEORGE

                For Respondent  : No Appearance

The Hon'ble the Chief Justice MR.S.R.BANNURMATH
The Hon'ble MR. Justice KURIAN JOSEPH

 Dated :26/03/2009

 O R D E R
        S.R.BANNURMATH, C.J. & KURIAN JOSEPH, J.
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                     W.A. No.733 of 2009
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                  Dated 26th       March, 2009.

                         J U D G M E N T

Kurian Joseph, J.

Appellants are the petitioners in the writ petition.

They approached this court aggrieved by the recovery steps

initiated by the first respondent Bank. Learned counsel

appearing for the Bank submits that from 2003 onwards, the

petitioners have not remitted any amount towards the equated

monthly instalments, though the E.M.I. is only Rs.2,100/-.

Learned counsel for the petitioners submits that it is out their

sheer penury, they could not remit the amount. The learned

Single Judge directed the petitioners to make the loan upto date

immediately, so that they can continue the original term up to the

year 2017. Learned counsel for the appellants submits that for

having approached this court, the learned Single Judge has

WA NO.733/09 2

imposed more onerous conditions than what are proposed by the

Bank itself. Learned counsel for the appellants prays that they

may be granted six months’ time, so that they will make the loan

up to date. Sri.K.S.Dilip, learned counsel appearing for the Bank

however submits that the Bank cannot any more show any

indulgence, in view of the non-cooperation on the part of the

appellants in not making the payments and not approaching the

Bank with any viable proposal for rescheduling. After having

heard the counsel on both sides, we are of the view that in view

of the peculiar facts and circumstances of the case as pleaded in

the memorandum of appeal, at the same time safeguarding the

interests of the Bank also, a workable solution can be arrived at.

We direct the appellants to pay an amount of Rs.50,000/- on or

before 30.3.2009. The arrears as of now shall be made upto date

within a period of three months from today. It is made clear that

in case the appellants commit default on any of the conditions as

above, it will be open to the first respondent to proceed with the

coercive steps for recovery. Subject to the appellants complying

with the directions as above, the proceedings pursuant to Ext.P2

WA NO.733/09 3

will be deferred.

The Writ Appeal is disposed of as above.

S.R.BANNURMATH,
Chief Justice.

KURIAN JOSEPH,
Judge.

tgs

S.R.BANNURMATH, C. J. &

KURIAN JOSEPH, J.

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W.A. No.733 of 2009

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J U D G M E N T

Dated 26th March, 2009.