Central Information Commission Judgements

Mr.Haripal Singh vs Bank Of Baroda on 30 August, 2010

Central Information Commission
Mr.Haripal Singh vs Bank Of Baroda on 30 August, 2010
                               Central Information Commission
                                 File No.CIC/SM/A/2009/002017 
                       Right to Information Act­2005­Under Section  (19)


                                                                         Dated: 30 August 2010


Name of the Appellant                   :    Shri Haripal Singh 
                                             S/o. Late Shri Shyam Singh 
                                             Vill & Post - Dador ,
                                             Distt - Raibareilly, U.P.


Name of the Public Authority            :    CPIO, Bank of Baroda,
                                             Dador Branch,
                                             Distt - Raibareilly, U.P.


        The Appellant was present in person.

        On behalf of the Respondent, Shri Aditya Nath was present.

2. We heard this case through videoconferencing. Both the parties were 

present in the Raibarelly studio of the NIC. We heard their submissions. 

3. The Appellant had wanted to know the reasons for the bank deducting 

penalty from his savings bank account for not having the minimum balance 

even though he had not been given any prior information about the change in 

the   minimum   balance   amount.   The   CPIO   had   provided   him   with   some 

information  but  we  think  the  CPIO  should  send  him  a  copy  of  the  relevant 

circular of the bank by which the bank had enhanced the minimum balance 

from Rs 10,000 to 15,000. We direct the CPIO to forward to the Appellant within 

10 working days from the receipt of this order a photocopy of the said order. We 

also   direct   him   to   inform   the   Appellant   about   the   address   of   the   Banking 

Ombudsman   having   jurisdiction   on   this   particular   branch   so   that,   if   he   so 

chooses, the Appellant can complain to that authority against the branch for 

deducting the penalty from his account without informing him beforehand.

4. The case is, thus, disposed off.

5. Copies of this order be given free of cost to the parties.
CIC/SM/A/2009/002017
(Satyananda Mishra)
Information Commissioner

Authenticated   true   copy.     Additional   copies   of   orders   shall   be   supplied   against 
application   and   payment   of   the   charges   prescribed   under   the   Act   to   the   CPIO   of   this 
Commission.

(Vijay Bhalla)
Assistant Registrar

CIC/SM/A/2009/002017