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Clumparjjitzs r"1r..:'i: §i_;.:.»1§fi1:g 1&3
Regisififad £'"}f¥':¢:a '2';_"%'§ri.J
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R<':1:::T'«€e:9£:;:1t:::~j~i_it::s . .iZ3i:~e§-t:t{3r
Firat Cmaei Gajldhiiisggar " L. '
B'c'ii1g31iT5£'€: ~ 2360 {)6 _ I
The B1'.§;a;_1i<th"~iv2é:iz:;*:~?;g§i-«ff-._ _ ,
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_~ 5%, K Gaxpta 3% "2'£.a§§§;¢iates
A "R~1'4g'14'(;} New Raj Nagar
V' ~ v-_-- 2C}1 {F812
A . 'Mr, K --.BE3i:3han
.33 B fasscfezriates
Ciajlmsh Facififatgrs and
Re"::::::m%¢1'y Agents
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2&1 Crmp£m3z in appc-iiating K N Ehilshafl Em:
Imspondetnié as 'L};T;€ i:uvt:si_igaiu1' as itxtigpaitzd 7§I;i"i£:~s.:i;:i.i:i:i' tfiaiagd "
1%-'--?--2GG?, A:11:«:=:xi.:1*e-G». '
T3113 Writ Peijtion s::c:111i11g 911 a 1EE:1"»1'{:»iii€1':§..' £i£{3-*;"1:ije._V
C,'»<:r:11"°t maria the fflfléwiélgi ' 7 V' 1 M '
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That pf:.it:i.1:1'I*aI'j._ q1:as}1.i_H.g--V. 1%.I:g,u§3Xiir:::¥§'3: -- by which can:
I<:,:\L B1j;ii$é::1;-fighe " gggpgugzgfii' ha;:i hem appaintcd by
1B3ponL1ei::i--§39'mpai1§}"~. VaL~;._.V'T'i31§é¢3figat0r anti fer a writ of
manéamufi §:ii:3tiC?1:it;1g'._1'és;;§cr§:ii€.I1ts-2 ix) 4 to Séffifi the ciailn of
" v the §;€i;ifip_;fi £31: and' ii;r:*..£?s.fht::' f:{}I}S€q1l£i',21{'.'iEii n.=,i1'€:fs.
A' . '1 _ _ V."E7ij§:%:~.pt'iiiio;1¢r--C;«:3m;}az1y'was inctgqmratgd wtiti;1 tilt:
€:§§:;'.r:c:*L€.i:i_VAc:2fV 9. Hydra EififI,'i3"i(f P:r0je(:L pmduce else-tric:ify
V _.:»::_:t1d {be same to Kamataka Pawer T'ra31s;;1:issi<:az::
. fiivxféfirafigéfa Ltd, The Government of Kaznataka by orcietr daicd
._€')'T§_v.Q'?3§9Q9 and £'}5:3,C72.2D€}1 E1{iI?£}I'd!_'3t_'} its sa31(:t,i<):n. if; the
p1f:;Sp03ai Cxf tha p€:t.i1jt:nar--C01;1pa11y fer)? i1}S'f,8Hai"."§{'}]"§ Caf mini.
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hydm 6:-.1€(::'{3:jc: power ge3ne1'atiz1g statioii of 12 MW capafirifir at
the head works; 9:? Visveswaxaiah canal 01;: the 1:::f"E" 'hf
E{:'i5si111arajasa.ga1' dam near I{a11I:a111'm:.fi_..i' V'
Szirangapatfla Taluk, Mazzdgrsa iZT3:ii;~t1*£n:--*;, Thé "*§p§:1:Vii1't:§:;1t:i:
C£ompa13y Iriuiy inafalled the gait}
{ZTj3i1'1II1EfI1{3€{3. in November $6": V
cost of R3.6D36.52 Ialchs, 'The ;;§~j2.f§§iA'(3x:«*2§_t:§* %T,i*:£-;éQfi;:£j.$V.v%"£:'£>I'i.£i§'Sui0B. Corgaoration
Lirgi, _ ' '
T56 f;2efi%i§;f§i1:§94'€f§§)1¥zpa_ifg}Vmszlmti the p{)w:=:1' hmum
buiidixrigs c:s:a:m,=: Vayffigicé» hoists and gates, giant ami
machfiggyg §i1';{i ~EiCCfiSv§;0'Z°i;?.'»S, sW2'tc:i1ge~ar e»q1:1'pmen't anéT
swegc, gates, dxafi: zinibi irubti gaies
afrangemants, intake. Weir] fazmbagf, bxidge up
sizéalji, iicrwn stmam, It was insxmzsi fer a sum 0f
The policy was in fame tiurilzg the peziod
% V.I2:é.iTé2;.2o05 to 2m:2,2e<;}c3, A sum g:-f R$,6,3¢3,4Q5S[~ mwards
:£:1sura:1c::: premium: Unformnaigiy, dim to tmferessma.
"fi:%?¢ésc:I13, an i2:8,{)'?.20i}6 at abtrmt 11-4i) 3,33, $12 }'€'£3i;'JI1g wall
of the }3{LI'§&?'£§1' hams:-2 ccfiapsed resuifiing in large volume gf waist
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gushing into 2114:: p<:2wr:=.r siafion and causiirxg 1033::-3 2.9
e:"::::':.2.n, 1335211: 2321:} ma-::i1;i12e:'§;, Immediatag'
a<:.t::.id::1£, {ha pefifi0n€:2"--{T@mpany in 4-:;»Vtib_1f:'f<"' ~
agenciss i::;:r€::3q3c:¥:te:3 'ta s1jz'iii;;-ii: Withzh Bf} days, because of
{ielajging 'L:-1t;'.V9i;'ia.'7_s:A ad§fapték5_ 1311:: first I'ES§}{3D!.'i€iI1t, he did not
. _31,1b§1.i1§:¢:h§s"mpor;fi «-.39 iiayss, However? an 29,65,203? the
..r::s;,}:3:;3.€i't'ijr£i:.i;1'timai:ec1 fag pafiiiioner that the Suzvcyor has
siii:s§ii.t_r'.::2ci" 'i§::'ie:r*im repcrri: in"ter+ai:ia mcrommendixzg far
.pa}mént "(if 35,5 Cmres as an 8{f{}{JilI1t };}Ei_'§:"£fi€fI1f, a~u:1»:i after
.44"'a%§c:Aepti11gVV"ih€ Samm the repaggrii has }.'.3fliE'.1"; f€iI"W£7:!1'Clf3i3. in the
Reggicfiilai Gffifse wiiiz their r¢:€:z3m::3e:::1§Eaf;i0:::s 3:16 the Regional
in irftujrir fun; 11:33 fiat: Said report '£0 ihtzt haad office
" " "far ar:*.iIré§:a:1. T315 p::tii.i::>::.'m:'--C:cr111paaJ3y was Ilfjéi', ftzmisuhed with $113
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f_¥3€'- 1"1:i*;oc:~:"t, Hgwevex', '£315: petitioner oht.aiz1cci the said
,f¢:;3:)fi by £1§}1JI"()§.»T£ChiI}.g tbs S1.1rvc::y01* dixectly.
resgéerldent, ziiii not BVEI} pay f~2s..:'3 cmres
S1§I"V!":jr'{}I' $99.11 after lapse cf .f::)11r momhs, _¢
C«:>mpa1:;y was constraizmd to iSS11¢31:.$>tAEAt;'V§f¢bT%:I:;'"cistL':v
had 129 efi'e::.t. Instcacl of s.::-'d:3»iI1_g of
Czampany, the: 1't33ponfients i:1tit:3é"t.€d f};e"-- ' i£if.T!E3%
dated 19§{'2}".2{)C»7 that: fhfgy Vé\fh'";" Bh'£1S§13;l35
the 6&1 respondent harem 'i::ifie'r:v;;§friga:¥;:o';* 'éuvcsfigating tha
eiaim of tiié”;:z:’§iif§i0:iéi:7~–‘*{?2:§1:;§:2z311}T6′:i:ré”iiie points II1!i§I1ti{)I16{§ in the
said Eettfir csf ap’pQi1;i;:1§~::11i’ “}:’»::’ .An11r:.xur:-:–f3. Chaliatixging the
afaresaid ap§xfgii1h11f::§t €31” “i:;_§%iestigatc:1*, the: pxmsxsznt writ p€?:i’i:io:1
» . ‘«.§%a:§}:~Q31€i&n’:s are duty sawed. T11:-.y have fiiuad {I1-air
r:;r.s’_’:rf-.1:Vi’.’:eV..r $111: Cioclxmemis and have j1.1siifi$d i’}1c:. acticzn
. Qf iilvergiigaior.
AA ‘ H Sri, 8,K,\?1 Cliuaiapathy, iearfleci Senior Ciaunsal
‘–.T.’.*E:§§};é:a:!i11g fog’ fhr: p€:fiii0:1er~Compa1:;y relying 011 R::gI.11a’ii¢:}11 9
””The Insurance Regulatory anti fieygiopnmnt Authariiy
‘$1/..
(Proteciian offiaiicyhalders’ Interests) Reguzman ztaégfar
Short. herai”:122ft€r I€:fé:1°rt;t:’i 11:: as R€.g111ai:i(:az1s,
}}]S111’aI1(3f.°’. Company 6331 01113: agrpaiizt. .23; u
heurs fmm the rszcreipt cf intimation
i,§_§I;1Ivé:yc;r Eraas ‘E123 Cc::::.I1111I1ica::3 i1».i.s_ i:13§:§.ftta$’:1rt:r
38 days; crf his app0inimaE:::”:}: subnlittad by the
S-‘1iE’%iB’,?(}E’,vi$§i:!§’f}:l1pii3§*3′,. tin: ;E;1s121″*;::;::e:.cf compaxw can requast the
§’?§i.11’V€y01′ “fQ “fi:1:)iSf;.V:E;:itiifi€i::;;§i Ifipert 0:1 Cefiam sgecific issues
as may bi: §i’&:§{i:i3x::Vi :f1§1lS1,1It’:I’= The said :n:3q1.1e:3tl is “((3 be
.v _ made: 3.33 the {iaie of the repuri and 2:311 re.ce.ipi
‘ <:sf §'sa'l."§11i;?:., sheuld E6: dacidtiii Within 30 days. In E1716
iIi::t:13)Tt' £§é;s§:';;._:h~§%"S11Ivcy9r was appo:int&.1;L H: has submiitcd
.his fiiierifii Insteafi sf wailing the claim, as per
.!?i'I11}f3§§:'I.lffi§¥'(:i', 0212: more Invzsfigamr is appoimttd. Thercforzi, he
that 'the: appoizltrnant 0f Invefifigater Itqujres to he
.. "cgu:«:sh::ti and a cI.i;r'e<::i:i011 is 'tr; be issued to €116 instzrance
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Compalry to setfle thtsr. Claim wit.hi11 the Time sfip11lated"'u nde:r
Ciiause 9 which period has 21130 expin:-d, .
43, Pet: Catalina, the Icamed Cmm:3t:1
iuaumnca cgtemyany submits that {Si}:-iAi’;V1s é’9v
rjsniy speaks sf appoinfmgnt of $’uIve§?o;’
damage, it is true that 3. se{%cs3:§ci’v–Si’;$vey'{g;1*
under ‘iihéit said p§:3vi.si0I;,:–* .’xI”hx:-l i1ai}:5″:1Qi’,”%.ppoinieci
a second Su1v&3e*or, ‘ififhalfkijatygy ‘i3.$1zing An1:ui~t_x1_Im~
C} is it} appiézim’ V-ti«;gz;;=VV’%1:sp$C%i$ Wilzich 21113
§LI1{i7f1″§}:CI3’i»S§€§: in Af;EL:.t§ ;EiL€§T’g§f,;:i{Tip(Z»’iI1¥§1€1’lf, which was not fllfi
gubjact m’&:i;’né2L:’A csf r§:fi::it::r:€.é’6.___f:3 ‘Em: Sxzrvaycyr, If the iI}Sl,1I’3.B£.’i(3
cwmpzaztjg ..iénG§ré flia f:”£’:1tj; of the: izaciticzxat and to find out
‘£f~::11eii:s:éi’ ¥:heri:._is anffiiischief piayaci and wherz they have film
‘3:g3i3*;3z:.f ‘£13 A3_1i_:;:Z1 apggyointxnenia the pe”EiiiQ:1er~C{>mI2any has
:10 imgétls SfEifi’£.§,’iA’f,0 :i:.I’2.a}ieng€ $31.2: Said appeintxnentg In so :far as
‘£31: {é’Eai;;} i~.3f the pa:%%;i'(.i;z:>3::ae,r Wit}’.1i::1 T335 peiimi Stipulaied in
“§€t_:gt1i:si”_%i<:11 9 is <;x::11t:é:::fr:ut=:c:i, ii: is 3Z}K:Z'.Céi11S¢3 0f '§'iE'Ei;¥';1¥; of repert frog:
izwestigatcri rim": sama has btzzm with-held, Hcswetvargg staps
Em 'fflkfifi "Eat; saifltzt this ::*:iai111 at the: ea1'3it:*3't.
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'2" Fmnm Eh: facts, it is: Clear 'i}:Zz1fi'i.{" i3f1!3»
1.}4:’§ifiz:>:.1a§:.r has i:t3,$ure.x:i its pitrjfici with the
far :21 :31..1:n1 {sf Rss,.33,’;2:3 cremts, Ht: has pE1i€i.v’.€;1″‘~§3I’E:§i}ii§_1’H1 [cf _
Rs,6,.’3€;fl»€}.3j—. The yeficy p€1’it:u:i
i2;6.i;?~2{k’36, Iii is ciurirzg flit? pagigrgl i”§iif.,
accident task place: 9:: ‘i;h’t:: VV.’Vi1.;_V:’;*ez”i12g’V
slzstaineczi Ifhfi 12333 haw’: Sift: ‘fi’1l3″V1;jI1§’:11Z’E!11C{?
»:::0131pa:.1y in iima, T316. i’1*;e_S1T::**a:}::i:%:%: gjzmjipaigy is under an
::»i::niig:~:§%:i01’1 it} _ Vi”i1€}: “:;~”:.:;§1Ei*.1s’:% tilts: Claim in
EiéfflfjrfdaI}€:€””i*?§_flf3- R£%?gf;:}.ai3’=9:’1–. 9, tsrii-bin the p€I’1i{){1 stiptliaiaeci
fiafirfiin.
8, fif_R3§§:11ati@11 9 skews that a ilzstireti :3:
. i’hEi ci.:2:i§;ai:? $haH”g§.§%;;__;1«:atic€: is the 511311131′ of :_=;u3r loss atisixlg
V_1.z:::.::f’:’er_V c;z:z1:i1i’:=1Cf. “–:>;_f E:1sura11:%e: .5-1’i:T the aarliegt er within such
¢:*;;cf£s3:1?iz:{§é»:”§2&::éV §1ay be ailowsd by {he iI1S1.£i’f;’fiI¥ Ca’I1{‘:£’3 suczh
.c::m:2:<'i:I1ie::V§1fit.ii is mceivetd the §I1S'{1IY3? shall mspond
'%"fi1;31r::j§:i;aii£5i3r anti give, 0.3%: irzdicaiign :9 the :ins1m::r'i on {he
_' v'Ai'§}I"i.T1;t:V,'/:l?,':;.i'it.§.I'i."'iS tiiai he 3h0u1r;i f:::ll<::w,. In case where a '511I"&T6jf{)3i"
in be ajppai:1te,::i for aazsgessilmg :3 }.(IzS:'Ei]€:13§1{1, iv: shaii ha :30
M/V.
Cifillfft :x2i”i}:;i1: “i’°3 h{:n.1rs 011 m<:'?.eti}:3t: cf the CGm.II1}.lf£1iC&I_i{3I]. fxfzfs-r«,_1_1 the
iI1S'i.1I"E1£i ,
9, In $311: i11s;ta11t ctascjt, the pfififiaxlar "
:::1aj111 giving notice to this. iznslmez’ ai3c.1’1t..th£: §0SSv§i1VS?E1i11E”:£i: by
him, figs fha i{1S1lI”aI1(3(i Crompany §§a:1:ié:i’T aéaessmcnlzvié.
S11:*v¢:%}’01”; ‘iiho1T1gh not wii§1:i11 72 ‘i1L}11I’S £1:-3 Ii:§111i§?’fi(i«:._’1:1<3@:I.::%':' {ha L
Ragzliatiuxzs, they have ap_poi:1ied1___:2§é"S_11;¢:v_eyQfi;'ings ti}: spot:
and assass tha damage§3;'<–_ tin' 1'r}:1e1§.5' of appr:;i1:1m1r:11t
whirsh. is proci.11c:::d at Azmm-:v1:r€'~R3 Asats ¥:'su¥;' Work e:1f:":.1st::~:£1
to 'this SI.1_13'i%r;i_'§-sf£:r:.f? 15t7:7a:.i.$ as 1::.1:;'n:a3':
'ff: Qrtfer 'Vii; i;1,i§y{2,ie the £035 mans: prompfiy,
; 'zgrere aci1%i.:g¢:éV'3;'o1;. in g,df2.ere 250 the foiicxwzhg cmiian.
. 'vffiiiiii Emci Zz'm.s:-Ti }§é§}zTe{2'z; I8:
VV ‘ 2{j§’;.V: .YO”£1 musi reczcrzh 15:92 Site of the 133.3
1:;i£.h.:’?§.’I__ hm_:,r:3 fmm recyeipi cf ih.e letter; i
‘ €:r:§:24::,ék:§ied by £1.23: 0!}z.enm’:3e zzzithin 48 Emma
:32. Yaw’ prefim.ina.r§; c2s3és3mer’:.£ report
(:3-n.:a.z’nin.g ihir: foI§<3'z.:;ir:g zmzsi remirfeg u;~:' ziriiizin 16
k/%
:1Ea3_E;s frzsm (fate {if your visit :0 {he sits.
§I
far} Gfype gind ffizizgre of f£}~’3»£’i2
{’59) Digiiai phaimgnzphzs and
fif3’n= or’: C1} cfepiciirzg the rig1.m(1ge3.- 3
pi:oic;grt3phs .3hm,zic§ e2.ssg2;gi;’a=iZ3; i;é”i£::i’ie3: i2»$ ” _
Ezzmg shais giving fXZ3’ipfQH1£C:,Zif£f§’i£3 Gf
10531
{:3} tflzzuse cffire. gxcz.c*,:’ «:_~a;.11\:–.a3~[ iiqiii’
£fe§er*I:F:i:zed, _ the ;rne:::_.s__t f}r9£}r;bIe Ct2:£,:3V-3(3),} In
fmzzi :2 ciz.roi’:.;3§i:g2’c.i;£ :.:z.e:scii3:m.:f_A £3}? the axgiizriiies
sfa.ouZ(;Z be givezre} 2;:}<:A:'f'r;:fé ti£jihe_’_.e::2en£;
_ V1*’z:}”§é};ti
:-
” ,:”‘0’:_§r ()3:1Ser:;:1iiQz’z3 crznd «::G3’y’irma.ti0II.
‘ fire? E933 Ccmimi me::z»3u:1’e a.t:ic:apie:c.f by
* fire Ciiéezrzt and azzheihegr 2552.23; (1136 adeqzxciie
fgj 3″‘a2,:.r érozrzfinnmfian tizzzi suitfabie
z?zeasur9:3 fsazze Eieetrz. 1’Iz2’iia.1’.€:cf far retriezzirzg
me d£2.:n.:<2geai3 pmgieriy nrtznci giispasal af
:s::z.iv§z.g€:
(ft) _’I’€;ur recx)mmendaTiion fm’ reieasirrg “‘(‘_):*’s.- V’
A] 47:’ pa.yn:.§,m=£ ill) the ciéezrzt
if} You shoufzi aéso ‘g;”i:é%M;:;£11z:vj Qi2.:~:.y:-27″:.: :.L:.iit;”– «’
an. “I£)}111I,i should Iu’.1I..n3 beer: zifigfléf (1éfn’.ri£:i7:e::i fer T A
er:.32.m’r;g that 2f}”2eré fin rezé-‘z7;cf2i::.4:j*;*:::;’.:f:_”§éV’Vff
1&3. This E§11I’Vf3y£3:{” aftfir if; the spot
331d firs: he s11’r_v::1_ifi::r_i for
pa;;m1E.:::.t. ergf Rafi V«:r¢:rres__ to ‘£113
};:::i:Zt:i:):1z.=.;”:*;’ fgfii. to E§é”si:bmitted by ihe:-3. S:1rve:3:::::*.
Rfigtliaiiflfl’ “II3V€§Z:i(f¥;1.V1a(fl1§§}§:’3E1f3;tgE_::[af.€S the pciiitiod W1’thi:u which
113516: S1.1rvey<:rr has ip f:1::::i$i?,~':i1is i'imii1'1g3 and how the ii1S¥_1I'€I'
– . :3h(>1:_i<;i{'«:.a§:_f:' 0:: 3112.52}: After Stfffijflg ::mi'.wi1':11:i:1 ?'2 h{)11I3
fh€'!7§i£?-Cfiifif, of the hxtimatitrn the: 531}I'%I€}'{)I' is £0 13::
Rt:1g11i3ii:,::r; £2) siattés that "the: S1z;I'v¢3ycsr 311311
'V{:()3'fi1nizI;i{%;:.'f.:€ his fi;31{ii:1g$ ta fhf: iI1S'{1I'€2:" Wifhin 38 {izzijg-'5; afttfil'
aygmiéfiment sviih 3;: 1;'-Citpj,-' Uf 336:. rfitpori: 1:0 the ':I1s111"€:¢:i, if he
(i€=,SiI'£s? Gilly in Speciai C.,i:t:u1n$i a11<:es§ Eifiifii" :i'L:€:. is iifis
~ u$};3£?:n:%iai ami :::€;:11p¥jc::ai::d ;1at1::r53 $316. S"E11'V{ii}'QI" shall 1.1ndr::*
' i::nf3I:11aE.ia:::1 {.13 {ha izmured saek extsnsien fmm the: instzrfir fer
\/
szzbznission 0:? his 3"ep0r'£;§ I12 11:3 ('.836 shall the. S1::i:vey«::r:* La}-:::
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