High Court Karnataka High Court

National Insurance Company … vs Sri Dharnappa Kulal on 18 November, 2008

Karnataka High Court
National Insurance Company … vs Sri Dharnappa Kulal on 18 November, 2008
Author: Huluvadi G.Ramesh
IN 'THE HIGH cozmrr 012 KARNATAKA AT
BANGALORE 

DATED Tms THE 13"?" DAY 0? NOVEMBER.   

BEFORE

THE HONBLE MR. JLFSTICE HU:§4U: 

MISCELLANEOUS FIRST ::s.z>If1:;$L%13z().1s<;¢fzi}::«' £095 %  %

BET

Natienal Insurance Co:z2pV::ii*;§;;"ijV«i:i«;it@j»=:A\ .  
Mangaicre D0, "     " "
Through its Regiogai V()ffi¢._:é; " " * .  " 

NOJ44, S1iI)h§}§3e'31_§?;  "
M.G-Ro;{d, Ba'2'1gaI0re<V'aS60Ofl.1'.

Rep. by its Assistaxitifidiiaifiistfafive Officeg;
sm:.D.Kanh_:ka,   A %    ...APPELLANT

V (By S;§§B.C.S€;6t§§afa1fial§a0; Adv-)

1: ~ K1133},
Sip Chagzdappa Kala},
Agézd about 26 years,

   AA Rasidiv3:c__c=;t of Dharkasiu House,
~ Mepdabidri, BK.

%%  ._._ " 2.A Sfi:V.Nithyananda Maziya,
  V330 V.Laxmana Mallya,

Managing Director,

Moodabidri Transpext C0,, +3;
Nithyananda Complex, Moodabidré,
Mangalore. (Owner ef the Bass")

1"-J



tn)

3. Mr.Rajg0pal.R., Major,
No.265,, I Main, Manjunathnagar,
'C' Read, Bazzgalore-10-

4. The: Divisionai Manager,
United India Insurance Cu. Ltd;  . .4
II Floor, 113' Cross, Malieshtsgaram, 3 A

Bangalore--560003. A  

(By Sri.S.Narayana Murfifg fo¥'"R--~fi )'=    

$H.is=I¢  '

This M.F.A. is filed.Lufi€i.3r."'S£?£:ti0n 173(1) of MV Act
against the judgment and aviardidatad'1.I;3.1.Li.05 passed in MVC
N€).IO;'03 on i}3¢ fiI€:"£:fV"ti<:§: }_'rl..:'L»Civi'i lfzzviige (Sr.Dn.),, Member
MACT-IV," ',R§.zinga¥30re;,L  "aw-21-rding compensation of
Rs.I,00?.5't')Gf]-_ in...£;1I"tQg¢"thcr igxierest  6% pa. fram the
date of f;§ti1iip}§2_ tiII"tha_ 6~.:.it@A_c3f'deppsit of entire ameunt.

 "{"hisV on far hearing this day, the Cezsrt
deiiveredé the f0il_ow_i::g; +'

 . . . . .  

A  éppeal is by the Insurance Cempany Eyeing

aggfiégcd by the judgrzzent and award passed by the MAC'?-IV

V'   Civil Judge (Sr,Dn.), Mangahare, in fastsning the }iability

 on the appellant to pay the compensatian in MVC NQIOEO3 by

orcim" dated 15.11.05? /,



2. The claimant {Had the claim pctitécen 15:22" the injuries

siiifcreé by him in the accident that has €sccurred.p7r:, 3'3:'§;{}-«IV

around 5.30 am. while traveihng in the K *

No.KA()1-B»-7777 wheraén he   

According to him, on that day ;§.rhileA'a':}:€}"--bu3  

near Bhrama Devara Katie in  ézie :9
the rash and negligent   ofthe  if dashed
against the   NQ.KAQ1
3643 and c:_i::c§".»v%;;)   szigtaincd grievous

injur§e:§. He:  tr§5h11t:nt_'in a private hespifai at Haveri
and theféaffér   Mangalore. He said it: have

 ¥aVkh3..V_ffi'waz;'§is meéicai cxpensas and that he stiii

  r:e qu_iVres:A §..3~..'3i "~§akhs tawards fiiiure medical expensas. The

nzfiiter §§a:§3a_:Qi}T?:éStcd by the Insurer and the: ()'Wl."l6fS (sf both the

 vehiiuziazst 'ayéfe placed experts. The Txébunai an hearing both

" 'i;id¢§~«_.having raiseé four issues fer consideration held thai the

K  aécident wag due in the negligence on izhe part if the driver of

the bits in questinn, haviiig mken inter censideratian the various

documents produced bygzc Claimant and haviag noted the

W



injuries Suffered? has awarded 3 tom} compensation of

Rs.I,€3¥Z},50{},f--, out of which, tewards pain 

Rs.30€,_O(3O,-5--~ is awarded and Rs.70,5G0.f1~ is  'séQx§?ba'r£%.gVb 

medécai expenses and aCCDI'€§flg]y,¥_f&S:t£:fi¢.§Cifhfié 1i§iéappeaI is filed. There
is no crass 3339631   c3fi§t{1aat seeking for

enhancem¢__mt"L*f   

3: Hf.-ard'th~eV  fer the appellant. Akhofigh

:2Qt§;:'e'V is se:rve}:i'~n;;}ne rieprcscntsd for the respondents to contest

. jfiasvmatter. — . A . __

..<f;A;Ai§:§':0rding to the leamcé Caunsel far the appeiiant the

V' " nlfisiizjed bus had been cmrercd with the risk of passengers and

fave workmefi namely the Driver and the Cenductnr and as per

Secticon £47 cf the Meta: Vehicles Act the risk of the cleaner is

neither centred under the policy 110:' contampiated under the

32/

statutory provisions and ignering this aspect the apjmliazzt was

made to pay the campensafion.

5. On perusal ef Annexure

and the ceriifieate of Iz:su:’a::ee pfL”){i’L!C6d .see§f:’.t§123j{1f’e,

premium is collected by the 1;ndei””‘:3’1:V:e”i;ea£’Vif;Iiabiléty to
pizblie risk and also in is coilected as a

legal liability .123 d!’iW:i’,= . §::nei*iei=._ add {‘x.ther employees in

connectiezfg egfereiign,.._«–r1iaifiteh’é{ece and unit-ading of
the ‘ve}¥ié§_e¥e..€i§Vh®.:’_ad2n§{fe{i}y’ the Inserer has eeiiected
additiengl ‘pgeziiiifiéetop kis.”-rj}e’;*”if}2e fiabélity {if about 6 empieyees

in :cu11neetii3z*:._*;\?ith the operation and maintenance of the

” «xseiiiele,?i}1ei2e.._:2ecessariiy the cieazzer is a person eeméng within

zfiid there is no gainfiy in the centention of the

ieeérnedv 0f the appcliant. As per the addiiiena} premium

” .. ei)23_;eeted there is a vaiid iesurance coverage which aiso covers

§he”}iabi}ity as to the injuries sustained by the cleaner, whe shali

a¥se be treated as an employee in ceneeetéon with maintenance

ljzzv

of thz mcztor vehicie. Under the circumstances, no
merit in the contezition ofthe appellant’

6. Accordingly, appeal is
award passed by the amouht: ifi.: iiep():sit be

transferred to the Trébgmfigl fbr..d’i’3’§¥;i’séi¥;§1)t. ‘A ‘

gd/-Q.

.4.-«Q

Iudqe