Bombay High Court High Court

Shankarlal Nathumal Chandak vs Balkrishna Jagannath Gujarathi on 20 August, 2009

Bombay High Court
Shankarlal Nathumal Chandak vs Balkrishna Jagannath Gujarathi on 20 August, 2009
Bench: J. H. Bhatia
                                       1

          IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                       CIVIL JURISDICTION
                 SECOND APPEAL NO.213 OF 1986




                                                                       
     Shankarlal Nathumal Chandak,




                                               
     deceased by his heirs
     (1) Rajibai Shankarlal Chandak
     (2) Laxminarayan Shankarlal Chandak;
     (2A) Kanchanbai Laxminarayan Chandak




                                              
     dismissed as against respondent no.2A
     vide Additional Registrar's order
     dated 26th February, 1988;
     (2B) Rajibai Shankarlal Chandak
     Dismissed as against appellant




                                   
     no.2-B vide Court's order dated 13.1.05
     (2C) Shivnarayan Laxminarayan Chandak;
                     
     (2D) Puspa Laxminarayan Chandak ;
     (2E) Chandrakala Laxminarayan Chandak;
                    
     (2F) Bindu Laxminarayan Chandak, minor
     by guardian Kanchanbai Laxminarayan Chandak;
     (2G) Sushama Laxminarayan Chandak;
     minor through guardian Kanchanbai
     Laxminarayan Chandak;
      


     (2H) Shrikant Laxminarayn Chandak;
     minor through guardian Kanchanbai;
   



     Laxminarayan Chandak;
     (3) Badrinarayan Shankarlal Chandak;
     (4) Ramnarayan Shankarlal Chandak;





     (5) Madanlal Shankarlal Chandak;
                                             ...Appellants.
                                                (Heirs of Org. Deft.No.22)
     v.





     (1) Balkrishna Jagannath Gujarathi;
     (2) Bansilal Eknath Gujarathi, since deceased
      by his heirs:
     (2A) Indirabai Bansilal Gujarathi;
     Name deleted vide Addl. Registrar's order
     dated 29.1.1988
     (2B) Ajit Bansilal Gujarathi




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     Dismissed vide order dated 7.3.2006
     (2C) Dilip alias Ranu Bansilal Gujarathi;
     (3) Damodar Trimbak Gujarathi;




                                                                      
     Since deceased through heirs
     3A) Padmakar Damodhar Gujarathi




                                              
     Age-Adult
     3B) Mrs. Vidhya Gujarathi
     Age-Adult
     Both residing a Kopargaon, Dist. Ahmednagar.




                                             
     (4) Prabhakar Trimbak Gujarathi;
     Since deceased by his heirs
     (4A) Baba alias Narendra Prabhakar Gujarathi;
     (4B) Vilas Prabhakar Gujarathi;
     (4C) Nalini Chandrakant Gujarathi;




                                   
     Dismissed as against R.Nos.4-A to 4-C vide
     order dated 26.2.1988.
                     
     (4D) Pushpabai Prabhakar Gujarathi;
      (dismissed as against Respondent
                    
     No.4D vide Additional Registrar's
     order dated 26th February, 1988);
         (5) Murlidhar Trimbak Gujarathi;
     Dismissed as per order dated 18.9.1987
     (6) Gopal Trimbak Gujarathi;
      


         (7) Bhalchandra Trimbak Gujarathi;
     Dismissed vide order dated 26.2.88
   



     (8) Rangaldas Deochand;
         (9) Virchand Balkrishna Patni (Since
     deceased by his heirs):





     (9A) Shantilal Virchand Patni
     (9B) Pravinkumar Virchand Patni, Adult
     (9C) Subhash Virchand Patni,
     dismissed as against Respondent Nos.9A to 9C
     vide Additional Registrar's order dated





     29th January, 1988;
         (10)Shantilal Virchand Patni;
         (11)Pravinlal Virchand Patni;
         (12)Subhash Virchand Patni;
         (13) Sumatilal Bhagchand Patni
          Since deceased by his heirs
     (13A) Ashok Sumatilal Patni




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     (13B) Vinod Sumatilal Patni
     dismissed as against Respondent Nos
     13A and 13B vide Additional Registrar's




                                                                      
     order dated 7/8/1987.
     (13C) Ashalata alias Babulal Manilal Rajurkar




                                              
     dismissed vide Addl. Registrar's order
     dated 18.9.87
        (14)Babulal Bhagchand Patni;
        (15)Basantilal Bhagchand Patni;




                                             
           dismissed vide Addl. Registrar's order
           dated 18.9.87
         (16) Sukrilal Bhagchand Patni,
           Dismissed vide order dated 18.9.87
           (17) Ishwarlal Bhagchand Patni




                                   
           Dismissed vide Addl. Registrar's Order
           dated 18.9.1987
                     
           (17A) Kantilal Virchand Patni;
           (18) Shamchand Kavalchand, firm of Telegaon
                    
           since dissolved:
           (19) Pannalal Harakchand Gujar, sinced deceased
           by his heirs
           (19A) Nishikant Pannalal Gujar;
           (19B) Prashant Pannalal Gujar;
      


           (19C) Vijay Pannalal Gujar;
           (19D) Rajesh Pannalal Gujar;
   



           (19E) Ranjana Pannalal Gujar;
           (19F) Sarita Pannalal Gujar;
           (19G) Sulabha Pannalal Gujar;





           (19H) Kantabai Pannalal Gujar;
           (19I) Suvarna Prakash Rai;
        (20)Kantilal Balchand Gujar;
           (21) Bhogilal Balchand Gujar
           (22) Shantilal Balchand Gujar





           Dismissed vide Addl. Registrar's order
           dated 18.9.1987 against Respondent
           nos.21 and 22.
     (23)Arvind Govardhan Gujarathi;
        (24)Narayan Damodhar Gujarathi;
        (25)Vishwanath Sitaram Bhambare;
           (26) Dhondiram Limbaji Sadawarte, since




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     deceased by his heirs:
     (26A) Kamalabai Dhondiram Sadavarte;
     (26A) Kamalabai Dhondiram Sadavarte;




                                                                
     (26C) Dynaneshwar Dhondiram Sadavarte;
     (26D) Prabhakar Dhondiram Sadavarte;




                                        
     (26E) Nandu Dhondiram Sadavarte;
     dismissed as against respondent no.26E
     vide Addl. Registrar's order dated 18.9.1987.
     (26F) Devanand Dhondiram Sadavarte




                                       
     (26G) Rajabhau Dhondiram Sadavarte
     (26H) Subhadra Shantaram Lachake;
      Dismissed as against respondent nos.26G
      and 26H vide order dated 19.2.88.
     (26I) Chameli Ishwarlal Avasarkar




                            
     (26J) Kalavati Ashokrao Jadhav
      Dismissed as against Respondent Nos.26I and 26J
               
      vide order dated 27.11.87.
     (27) Vasanta Nimbaji Sadavarte,
              
     dismissed vide Addl. Registrar' order
     dated 18th September, 1987.
     (28) Waman Ranganath Patodkar
      Dismissed vide Addl. Registrar's order
     dated 18th September, 1987.
      


     (28A) Balkrishna Waman Patodkar;
     (28B) Ratnakar Waman Patodkar;
   



     (28C) Anil Waman Patodkar
     (28D) Paravatabai Waman Patodkar;
     Dismissed vide Addl. Registrar's order





     dated 18.9.87
     (28E) Prabhavati Sumanlal Gujarathi;
     Dismissed vide Addl. Registrar's order
     dated 28.9.1987
     (28F) Malatibai Purushottam Gujarathi;





     (28G) Joti Kantilal Shaha,
     Dismissed vide Addl. Registrar's order
     dated 19.2.88
     (28H) Shashikala Bipinbhai Shaha,
     Dismissed vide Addl. Registrar's Order
     dated 19.2.88.
     (28I) Babay Babubhai Kashinath Gujarathi;




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           (29) Kalika Devi Kasar Panchas Institute
           of Yeola, Dist: Nashik;
           (30) Malatibai Laxmanrao Shrimali,




                                                                       
           Dismissed vide Addl.Registrar's order
           dated8.4.88                                            ...Respondents.




                                               
                         WITH
              SECOND APPEAL NO.214 OF 1986




                                              
     1 Bhaulal Kanhyalal Halwai
     2 Hiralal Kanhyalal Halwai
     3 Maniklal Kanhyalal Halwai
     4 Javaharlal Kanhyalal Halwai




                                   
     5 Ramnarayan Kanhyalal Halwai
     6 Baburao Ganpatrao Khandare deceased by
                     
     his heirs Appellant Nos.7 and 8
     7 Vasant Baburao Khandare
                    
     8 Madhavrao Baburao Khandare
     9 Adbul Razak Abdulla Kachi
     10 Mohmed Sidik Abdulla
     11 Abdul Satar Abdulla
     12 Abdul Gafar Abdulla Kachi
      


     13 Mohmed Iqubal Abdulla Kachi
     14 Fandulal Manulal Halwai
   



     vs.
     1 Balkrishna Jagannath Gujarathi
     2 Bansilal Eknath Gujarathi deceased





     by his heirs
     A Indirabai Bansilal Gujarathi;
     B Ajit Bansilal Gujarathi;
     C Dilip @ Ranu Bansilal Gujarathi
     Dismissed for non-prosecution against





     R.No.2A vide Addl. R's order dated 7.8.87
     3 Damodar Trimbak Gujarathi
     Second Appeal stands dismissed as against
     R.No.3 vide Court's order dated 17.11.06 in
     C.A.No.5770/93.
     4 Prabhakar Trimbak Gujarathi
        Deceased by his heirs




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     A Aba @ Narendra Prabhakar Gujarathi;
     B Vilas Prabhakar Gujarathi;
     C Sau. Nalini Chandrakant Gujarathi;




                                                                        
     D Sau. Pushpabai Prabhakar Gujarathi;
      Dismissed for non-prosecution against




                                                
     R.No.4A vide Addl. Registrar's order
     7.8.87.
     Dismissed for non-prosecution against R
     No.4D vide Addl. R's order dated 7.8.87.




                                               
     5 Murlidhar Trimbak Gujarathi
     6 Gopal Trimbak Gujarathi
     7 Bhalchandra Trimbak Gujarathi
     8 Rangildas Devichand Firm of Yeola
     9 Virchand Balchand Patni




                                   
     10 Shantilal Virchand Patni
     11 Pravinlal Virchand Patni
                      
     12 Subhash Virchand Patni
     13 Kantilal Virchand Patni
                     
     14 Sumatilal Bhagchand Patni
     15 Babulal Bhagchand Patni
     16 Basantilal Bhagchand Patni
     17 Surkilal Bhagchand Patni
     18 Ishwarlal Bhagchand Patni
      


     19 Shamchand Kevalchand
     20 Pannalal Harakchand Gujar
   



     deceased by his heirs
     A Nishikant Pannalal Gujar
     B Prashant Pannalal Gujar





     C Vijay Pannalal Gujar
     D Rajesh Pannalal Gujar
     E Ranjana Pannalal Gujar
     F. Suvarna Prakash Ray
     G Sarita Pannalal Gujar





     H Sulabha Pannalal Gujar
     I Shantabai Pannalal Gujar
     21 Kantilal Balchand Gujar
     22 Mangilal Balchand Gujar
     deceased by his heirs
     A Raykumar Bhogilal Gujar
     B Santkumar Bhogilal Gujar




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     C Ramanlal Bhogilal Gujar
     D Sevantilal Bhogilal Gujar
     deceased by his heirs




                                                                   
     D1 Rekhabai Shevantilal Gujar
     D2. Vivek Shevantilal Gujar




                                           
     D3 Parag Shevantilal Gujar
     D4 Nayana Shevantilal Gujar
     23 Shantilal Balchand Gujar
     24 Bansilal Fandulal Halwai




                                          
     25 Ratanlal Fandulal Halwai
     26 Babanlal Fandulal Halwai
     27 Jagdish Dwarkanath Gujarathi
     28 Jayshankar Bhikalal Upadhyay
     deceased by his heirs




                                 
     A Anusuyabai Jayshankar Upadhyay
     B Madhuben Harshadrai Pandya
                    
     29 Ambalal Mangaldas Upadhyay,
     deceased by his heirs
                   
     A Tarabai Ambalal Updhyay
     B Mahendrakumar Ambalal Upadhyay
     C Chittaranjan Ambalal Upadhyay
     30 Purshottam Lochardas Upadhye
     31 Kankalben Ranchoddas Upadhye
      


     32 Shantabai Upadhye
     33 Santoshben Upadhye
   



     34 Hiralal Prabhudas Company; Yeola
     35 Waman Rangnath Patodkar
     36 Madhav Lahanu Sonar; deceased





     by his heirs
     A Smt. Bhagirathibai Madhav Sonar
     B Smt. Krishnabai Madhav Sonar
     C Jagannath Madhav Sonar
     D Dnyaneshwar Madhav Sonar





     E Sau. Laxmibai Sudhakar Sonar
     F Sou. Zumbarlal Gopinath Sonar
     G Sou. Manda Krishnashet Sonar
     H Sou. Pushpa Shivdasshet Sonar
     I Nandu Madhavshet Sonar
     37 Shankar Tulshiram Khairnar
     38 Mahadu Sukhan Pardeshi




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     39 Ahmed Alli Abdulla Karim Kachi
     40 Sou. Kamalbai @ Manoramabai Maniklal
     Shah




                                                                       
     41 Sou. Malutai Laxmanrao Shrimali
     42 Vimalkumar Damodar Patni




                                              
     43 Babulal Sakarchand Patni
     44 Kisanlal Khandulal Halwai                       ...Respondents.




                                             
                               WITH
                       SECOND APPEAL NO.220 OF 1986

     Vishwanath Sitaram Bhambere                 ..Appellant.
     vs.




                                   
     1 Balkrishna Jagannath Gujarathi
                     
     2 Indirabai Bansilal Gujarathi;
     3 Ajit Bansilal Gujarathi;
                    
     4 Dilip @ Ram Bansilal Gujarathi
     5 Damodar Trimbak Gujarathi
     6 Prabhakar Trimbak Gujarathi
     6A Sau. Nalini Chandrakant Gujarathi;
     6B Vilas Prabhakar Gujarathi;
      


     6C Narendra Prabhakar Gujarathi;
     6DSau. Pushpabai Prabhakar Gujarathi;
   



     6D(i) Baba Prabhakar Gujarathi;
     6D(ii) Vilas Prabhakar Gujarathi;
     6D(iii) Nalini Chandrakant Gujarathi;





     7 Murlidhar Trimbak Gujarathi
     8 Gopal Trimbak Gujarathi
     9 Bhalchandra Trimbak Gujarathi
     10 Malatibai Laxmanrao Shrimali;      } Names of R.Nos.10 to 12 are
     11 Kamalabai Manoramabai Maniklal; } deleted as per Court's order





     12 Rangildas Devchand Patni            } dated 16.7.87 passed in
                                              C.A.No.3439/87.
     13 Virchand Balchand Patni            }
     13A Shantilal Virchand Patni          }
     13B Pravinlal Virchand Patni          }
     13C Subhash Virchand Patni            }
     14 Ashok Sumatilal Patni              }




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     15 Vinod Sumatilal Patni               }
     16 Ashalata Babulal Manilal;           }




                                                                        
     17 Babulal Bhagchand Patni




                                                
     18 Bansilal Bhagchand Patni          }
     19 Sukrilal Bhagchand Patni          }
     20 Ishwarlal Bhagchand Patni         }
     21 Kantilal Virchand Patni           }




                                               
     22 Shamchand Kevalchand              }
     23 Pannalal Karamchand Gujar         }
     23A Nishikant Pannalal Gujar         }
     23B Prashant Pannalal Gujar           }
     24 Kantilal Balchand Gujar             }




                                   
     25 Bhagchand Balchand Gujar            }
     26 Shantilal Balchand Gujar
                       ig                   }
     27 Arvind Govardhan Gujarathi          }
     28Narayan Damodar Gujarathi;           }
                     
     29 Dhondiram Limbaji Sadawarte         }
     29A Kamalabai Dhondiram Sadavarte; }
     29B Brahmadeo Dhondiram Sadavarte; }
     29C Dynaneshwar Dhondiram Sadavarte;}
     29D Prabhakar Dhondiram Sadavarte;       }
      


     29E Nandu Dhondiram Sadavarte;           }
     29F Devanand Dhondiram Sadavarte         }
   



     29G Rajabhau Dhondiram Sadavarte         }
     29H Subhadra Shantaram Lachake;          }
     29I Chameli Ishwarlal Avaskar            }





     29J Kalavati Ashokrao Jadhav             }
     30 Vasant Limbaji Sadavarte,              }
     31 Waman Ranganath Patodkar              }
     31A Balkrishna Waman Patodkar;           }
     31B Ratnakar Waman Patodkar;             }





     31C Anil Waman Patodkar                  }
     31D Parwatibai Waman Patodkar;           }
     31E Prabhavati Sumanlal Gujarathi;       }
     31F Malatibai Purushottam Gujarathi;      }
     31G Jyoti Kantilal Shah,                  }
     31H Shashikala Binbhai Shah,             }
     31I Baby Babubhai Kashinath Gujarathi; }




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     32 Shankarlal Nathulal Chandak           }
     33 Kalikadevi Kesar Panch                }
     33A Rajubhai Shankarlal Chandak          }




                                                                         
     33B Badrinarayan Shankarlal Chandak;     }
     33C Ramnarayan Shankarlal Chandak         }




                                                 
     33D Laxminarayan Shankarlal Chandak       }
     33D(i) Kanchanbai Laxminarayan Chandak     }
     33D(ii) Shivnarayan Laxminarayan Chandak }
     33D(iii) Pushpa Laxminarayan Chandak       }




                                                
     33D(iv) Chandrakanta Laxminarayan Chandak }
     33D(v) Shrikant Laxminarayan Chandak        }
     33D(vi) Bindu Laxminarayan Chandak          }
     33D(vii) Sushama Laxminarayan Chandak       }
     33D(viii) Madanlal Shankarlal Chandak       } ...Respondents.




                                    
     Respondent Nos. 13A to 16 and 18 to 33
                      
     D( viii) are deleted vide Addl. R's order
     dated 27.1.89 passed on office submission
                     
     Mr.P.D.Pise i/by Ms.A.R.S.Baxi, advs. for the Appellant.
     Shri Prasad Kulkarni i/by P.S.Dani, advs. for the appellants in S.A.Nos.
     213/86 and 214/86.
     Mr.Prafulla B. Shah i/by Shri S.D.Kulkarni, advs. For the Respondent
      


     Nos.1,3,4,5,8 and 9.
   



                              CORAM : J.H. BHATIA, J.

DATED : 20th August , 2009

ORAL JUDGMENT:

1 All these three appeals arise out of the common judgment in

the appeals filed by the defendants. Though original suits were different,

all the three appeals were admitted by one word order “Admit” and no

questions of law were formulated at the time of admission. After hearing

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the learned counsel for the parties and perusal of the impugned

judgment, the following substantial questions of law arise in the present

appeals:

“1 Whether the suits for redemption of mortgage
executed in 1880 were barred by limitation ?

2 Whether the Transfer of Property Act, 1882
has no application to the mortgage executed in
1880 and as a result, suit for redemption of
mortgage itself is not tenable in law ?

2 Heard the learned counsel for the parties. Perused the

impugned judgments and the relevant documents. Facts of each of the

appeals may be briefly stated.

SECOND APPEAL NO.220 OF 1986

3 Property involved in this appeal is City Survey Nos.1147

and 1148 (Old No.3294) situated at Nashik. This property was originally

owned by one Bhausa Chimansa, who was owner of the big property. He

executed mortgage deed in respect of suit property in favour of the

Rangildas Devchand firm on 25.10.1880. As per the mortgage deed,

mortgagor could redeem the mortgage on expiry of four years. However,

right of redemption was not used by the original owners or his legal heirs

. On 13.3.1924 defendant no.1 Rangildas Devchand, i.e., the original

mortgagee executed assignment deed in respect of suit property in

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favour of one Deubai Rangu Pansare and put her in possession of the suit

property. Property was open land. Deubai made construction of the house

on the said property. On 18.8.1945 Deubai executed a registered sale

deed cum assignment deed in favour of the defendant no.18 Vishwanath

Bhambere, who is appellant in this appeal and put him in possession of

the said suit property. Respondent nos.1 to 10 , who are the legal heirs of

the original owner and mortgagor, filed regular civil suit no.170 of 1968

before the Civil Judge Junior Division, Yeola for redemption of mortgage

and possession of the mortgage property against the present appellants

and other defendants. According to the appellant, suit is barred by the

limitation. Deubai had purchased open site and after construction ,

constructed premises were sold to the present appellants and, therefore,

no mortgage is subsisting. He also claimed that Transfer of Property Act,

1882 was not applicable and in case, redemption is granted, he is entitled

to refund of Rs.3,750/- which was spent by him for repairs and

maintenance of the house. The trial Court rejected the contentions of the

defendant and passed the judgment and decree dated 31.10.1973. The

present appellant preferred regular civil appeal no.42 of 1974 before the

District Judge, Nashik. That appeal came to be dismissed on 31.10.1985.

Hence, the second appeal.

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SECOND APPEAL NO.213 OF 1986

4 In this appeal suit property is house no.3291 (Old No.1146).

That suit house alongwith some other properties including nos.4151 and

3294 were mortgaged by Bhausa Chimansa in favour of the defendant

no.1 Rangildas Devchand firm under a mortgage deed dated 25.10.1980.

Defendant nos.2 to 10 and 10A are the partners or the owners of that

firm. The defendant no.1 transferred the mortgage rights of house no.

3291 in favour of the defendant no.11, of which defendant nos.12 to 15

are the partners or owners, under assignment deed of 29.11.1927.

Defendant no.11 firm assigned their mortgage rights in favour of the

defendant no.21 in 1929. Defendant no.21 assigned his mortgage rights

to defendant nos.19 and 20 through a assignment deed Exhibit 88 dated

9.8.1947. Finally defendant nos.19 and 20 assigned their mortgage rights

to the defendant no.22, ie., the present appellant in respect of house no.

3291 under assignment deed dated 11.4.1959 Exhibit 89 and thus,

defendant no.22, who is the present appellant, is in possession of the said

house since 1959. Plaintiffs, who are the legal heirs of the original

owners by filing regular civil suit no.170 of 1968 claimed redemption of

three houses including house no.3291. Suit was decreed and the

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appellant filed Civil Appeal No.53 of 1974. The appeal was dismissed.

Hence, this Second Appeal.

SECOND APPEAL NO.214 OF 1986

5 In this appeal, four properties are involved , they are house

no.1062, house no.867, house no.937 and house no.933. These properties

and some other properties were mortgaged by Bhausa Chimansa in

favour of Rangildas Devchand a firm under three mortgage deeds dated

13th September, 1879. Bhausa Chimansa created further mortgage in

favour of Rangildas Devchand a firm in respect of these properties on

25th October, 1990 by securing further amount of Rs.1500/-. Defendant

no.1 Rangildas Devchand a firm had assigned their mortgage rights in

favour of the defendant no.12 under the assignment deed dated 29th

November, 1927. Defendant no.12 firm assigned its rights in property no.

937 in favour of the defendant no.1 Abdul Alli Mohmed Kachi. The

appellant nos.9 to 13 in the present appeal, who were the defendant nos.

41 to 45 in Regular Civil Suit No.171 of 1968 are the legal heirs of said

Abdul. The mortgage rights in house no.867 were assigned in favour of

the original defendant no.40 who in turn assigned rights to one Namdeo

Bhima Mandwada. Said Namdev assigned his rights on 10th July, 1940 in

favour of the original defendant no.39 and the defendant no.39

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transferred the said rights in favour of the defendant no.35 on 30th

August, 1946. The defendant nos.36 and 37 are sons of the defendant no.

35. Defendant nos.35 to 37 are the appellant nos.6,7 and 8 in the present

appeal. Rights of the house no.933 were assigned on 20th April, 1932 in

favour of the defendant no.38 by defendant no.12 and defendant no.38

transferred the said rights to defendant no.51 under assignment deed

dated 13th October, 1942. The appellant no.14 in the present appeal is

defendant no.51. Rights in the house no.1062 (Part) were assigned in

favour of Bandulal Bhagwandas on 17th August, 1931. Defendant nos.17

to 25 are the heirs of said Bandulal. The appellant nos.1 to 5 are the

original defendant nos.21 to 25.

6 About the above referred house no.867, 937, 933 and 1062

alongwith some other properties, the legal heirs of the original owners

Bhausa Chimansa filed regular civil suit no.171 of 1968 for redemption

of mortgage. Decree passed in their favour was challenged in civil appeal

no.57 of 1984 by the present appellants. That appeal was also dismissed.

7 On hearing the learned counsel for the parties and perusal of

the record, there appears no dispute about the original ownership and the

different transactions beginning with 1880 onwards. Firstly, we have to

see what is the effect of enactment of Transfer of Property Act, 1882. In

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fact settled principle of law is that once a mortgage always a mortgage

and mortgagor could redeem the property anytime. No written law was

there in respect of mortgage of the property prior to 1882 . It was only

codified in chapter IV of the Transfer of Property Act, 1882. No basic

change has been made in the law but only some terms, rights and

liabilities of the mortgagor and mortgagee or the assignees have been

specifically provided. Even though this Act would not have been enacted

or would not have been made applicable to the previous transactions,

mortgagor would always be entitled to redeem the mortgage by making

the payment of mortgage money.

8 As far as House Nos.3294, i.e., City Survey Nos.1147 and

1148, suit property in the second appeal no.220 of 1986 is concerned,

this was mortgaged alongwith two other properties by the original owner

Bhausa Chimansa in favour of defendant no.1 Rangildas Devchand firm

under the registered mortgage deed dated 25.10.1880 Exhibit 84. The

terms of the mortgage are specified therein. Mortgage money was to

carry interest at the rate of 8% p.a. Mortgagee was entitled to recover the

rent and profits of the property. Amount of the rent or other properties

was to be adjusted against the interest to be deposited by the mortgagor

from time to time. As per the agreement, mortgage could be redeemed on

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expiry of four years from the date of mortgage deed. As far as Appeal

No.213 of 1986 is concerned, it is pertaining to house no.3291, which

was also part of same mortgage deed. It appears that in 1924 defendant

no.1, Rangildas Devchand assigned the rights in respect of house no.

3294 in favour of Deubai under the registered deed dated 13.3.1924 and

then Deubai executed the registered sale deed cum assignment deed

dated 18.8.1945 vide Exhibit 87 in favour of the defendant no.18, i.e., the

appellant Vishwanath in Second Appeal No.220 of 1986. That mortgage

deed clearly shows that the rights as a mortgagee on the land were

assigned by Deubai in favour of the appellant while structure thereon

was sold by her to the appellant. Thus, the appellant got the property as

a mortgagee of the land and as a owner of the structure thereon. He never

purchased the land under the deed dated 18.8.1945 Exhibit 87. In respect

of appeal no.213 of 1986 also, it appears that under every document of

assignment, the rights of the mortgagee were transferred from one person

to another and the some right is now held by the appellant, who was

original defendant no.22.

9 The learned trial Court rightly pointed out that under the

Limitation Act, 1908, period of limitation for the purpose of redemption

of mortgage was 60 years, however, that period has been reduced to 30

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years now under the Article 61 of the Limitation Act, 1963. As the

original date of mortgage was four years, date of limitation for the

purpose of redemption would begin to run from 25.10.1884 and this

period would expire on 25.10.1944. However, as per the assignment deed

dated 13.10.1924 in one appeal and dated 29.11.1927 in another appeal,

by executing assignment deeds, the then mortgagees and their assignees

acknowledged the existence of mortgage in favour of the original

owners and they admitted that they were still mortgagees. Thus, before

the expiry of period of limitation, they made acknowledgment of the

right of the mortgagors and, therefore, period of limitation would begin

to run in 1924 or 1927. As under the Limitation Act 1908, period of

limitation was 60 years, this period was to come to an end on 1984. Suits

were filed on 14th August, 1968. Under Section 30 of the Limitation Act,

1963, it is provided that any suit, for which the period of limitation is

shorter than the period prescribed by the Limitation Act, 1908, may be

instituted within a period of 7 years next after the commencement of the

Act of 1963 or within the period prescribed for such suits by the

Limitation Act, 1908, whichever period expires earlier. It may be noted

that initially period was five years. Suit to be filed within five years but

by the amendment of 1969, this period was enhanced by seven years.

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Anyhow, as per the provisions of Section 30, at the time of filing the

suit in 1968, suit could be filed within five years from the date of

implementation of the Limitation Act, 1963. The Act came into force on

1.1.1964. Therefore, suit for redemption of mortgage could be filed on

or before 1.1.1969. Present suit was filed during the year 1968, therefore,

it was within limitation.

10 In view of the facts in appeal no.214/1986 it is clear that

initially Bhausa Chimansa had mortgaged his rights on the properties in

favour of Rangildas Devchand a firm on 13th September, 1879 and he

created further mortgage in respect of the properties on 25th October,

1900. Thereafter these rights were assigned firstly, in 1927 then in 1931,

1932 and 1942. Undisputedly in every assignment deed only the rights of

the mortgage deed were assigned by one person to another and thereby

there was acknowledgment of existence of title of the original mortgagor

in all these properties.

11 It is material to note that under Section 18 of the Limitation

Act, 1963 where before the expiry of prescribed period for a suit or

application in respect of any property or rights, a acknowledgment in

respect of any such property or right has been made in writing signed

by the party against whom such property or right is claimed or by any

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person through whom he derives his title or liability, a fresh period of

limitation shall be computed from the time when the acknowledgment is

so signed. Similar provision was made under Section 19 of the

Limitation Act, 1908. Therefore, period of limitation would begin to run

as and when there was fresh assignment acknowledging existence of the

mortgage. In the present case, first such document dated 13.10.1924 in

the form of assignment deed executed by the defendant no.1 Rangildas

Devchand firm in favour of the Deubai and then in 1927 therefore, fresh

period of limitation would begin in 1924 or 1927.

12 Taking into consideration the legal position and the facts, I

find no mistake in the decree passed by the trial Court and confirmed by

the Appellate Court.

13 The learned counsel for the appellant in Appeal No.220 of

1986 contends that the Courts below have refused to refund the amount

to him for the repairs and also they have not stated anything about his

right over the structure. As far as refund of amount is considered , there

is no fault because open land was mortgaged on which structure was

raised by Deubai and from time to time present appellant was required to

spend some money for repair and maintenance of that structure. There is

no dispute that structure is owned by the present appellant while the land

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belongs to the plaintiffs. Plaintiffs will naturally get the decree for

redemption of mortgage in respect of land beneath that structure. At the

time of execution of the decree, the present appellant being owner of the

structure may, if he so desires, remove and take away material of the

structure. In fact, this clarification is not at all required because that is the

settled position of law. Thus, on this count also the learned counsel could

not point out any fault in the decision of the Courts below.

14 For the aforesaid reasons, appeals stand dismissed.

15

As the Appeals are disposed off, Civil Application Nos.

1106 of 1986, and Civil Application No.555 of 1989 do not survive and

stand disposed off accordingly.

(J.H. BHATIA,J.)

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