High Court Karnataka High Court

The National Insurance C Ltd, vs Devappa, Anr on 24 February, 2010

Karnataka High Court
The National Insurance C Ltd, vs Devappa, Anr on 24 February, 2010
Author: Huluvadi G.Ramesh
BETVVEEN

1N THE HIGH COURT OF KARNATAKA
CIRCUIT BENCH AT C'xULB.ARGA

DATED: THIS THE 24:11 DAY OF FEBRUARY42Vd.1:'O._V_

BEFORE

THE HONBLE MRJUSTICE HULUVADI  AL
M.F.A. NO. 30108 OFQOOS i    V

A/W.

Misc. cv1.No.»..1_5o0V62"2o09. «. " L

The National Insurance, .

Company Limited',
Divisional Office.,--.P ' .,  
Bilgundi Com1fa1eX;,?S_tation1Road;   
Gu1b3rga_ 1     _   V
(By Sri. M. Stidhaijshan;--. AdvoC'ate}.

 

AND:

1.

Sri. Devappa,  A .-- V 
S/0.. Timm.ayya.. Yaragt3Ie.
Agfijdv about v'19_iyears,

Goo: '::";oo1i.ge 81 Agriculture,

  'R/_o. .Waddanaha11i,

 =._v'R/O. Kollur, Dist. Gulbarga.

   ».Yadgi.§;_. Dist. Gulbarga.

 
S / o,' K-seranaya Shau Motagi.

 AA Age:-: Major, Owner of Tempo Goods

Bearing No.K.A~32 /6072,
2 Respondents

ii Sri. vs. Patil, Advocate for R» 1,
Sri. Ganesh Naik, Advocate for R-2)

EV

¥\)

THIS MFA FILED 0/s 173(1) or MV ACT, AGAINST
THE JUDGEMENT AND AWARD DATED 02.0-5.2008
PASSED IN MVC No.410/2007 oN THE FILEH.O..fi”‘;THE
AI)I”)ITI()NAL MOTOR ACCIDENT CLAIMS TREEUNAL,
YADGIR, PARTLY ALLOWING THE CLAIM PEff1’ri0;N __”}?-Q’I~2_

COMPENSATION, AWARDING COMPEN3ATIjON’ Q?’
RS.2,68,000/– AND sEEK1Nomp RIf3D’UC’1*1O~1\T’–_ .o’:”€’«

COMPENSATION.

This MFA coming on ,for aédrnissionyythis

Court delivered the follovvingid 2

Though the matter’ today, with
consent of the the same is
heard on Judgment. For
the ‘parties would be referred
to, as they are’ olairn petition.

have the learned counsel for the

and the”eiaimant–respondent and perused the

‘vrVe<:_Oi"..<i.

d3′, This appeal, filed by the insurance company,

the liability fastened on it to pay the

cornpensattion as well as the quantum of compensation.

uh’ The teamed counsel appearing for the appeilantinsurance

9?

Av

dd ” ‘No. /6072M’ ‘arid

ex
.3

company firstly contended that the driver of the offending
vehicle had no valid and effective license to drive the vehicle
on the date of accident and therefore, the app:elalant–

insurance company is not liable to ”

compensation. Secondly he contended that’-

Cornmitted error in taking the pern14ans§:nt:’phyhs-iclalldiisability

either

at 50% to determine the corn-pensatyiori

towards ‘loss of future earningps_’__,V@__

4. Perppvcontra, appearing for
the support of the
Judgment Tribunal.

5. Jcornpany has not disputed the
facturn of involvement of goods Tempo bearing

A

its’? coverage of insurance policy.

of the Tribunal that the accident in

question; to rash and negligent driving of the driver

the offending vehicle remain un–chal1enged. Thus, the

d.poi11tsA”that arise for my consideration are:

.tep[1fenevve..dE__pdil’oVir1.l28.«0.%1~_,l2004 to 27.04.2007 and therefore,

‘there-Vis”v.no:fsiil:i_stance in the contention of the learned

and effective license to drive the vehicle and that the
l’i-risnrlance company is not liable t.o pay the compensation.

K :ll.c__c5:ordingly, i answer point No.[i) against the appellant.

4

i) Whethei’ the driver of the offending vehicle had

valid and effective license to drive the vehicle as
on the date of accident?.

ii) Whether Tribunal is justified in taking 50%
permanent physical disability to deterniilnepthe
compensation payable towards
earnings’ of the injured’? 0

6. Point No. of the
attested copy opfpvihe driver of the
offending had obtained
license up to 21.11.2014 to
drive vvell as ‘heavy goods vehicle’

from to’el._17f05.2003 and once again it is

coiinsel driver of the offending vehicle had no valid

vi-iv’

5

7. Point No. (ii): In so far as the determination

of compensation towards ‘loss of future earnings’ and other
heads is concerned, the wound certificate Ex.P.4 reveals

that the claimant had sustained as many as four ‘i.njiiries

out of which one injury is grievous in natur_e;T””–.Fn:rthe1:g

l

EX.P.34, the disability issued by the

assessed the disability with reference

whoi. b if

that patient is answering t0″:rc.n.tine’-qiiestion Wnbt

operative, of his relatives 8:

friends, \7ai’i;atilo_nVs”‘~in__ misunderstanding is
like a confused, wound mark
over thgffrontali ehanges over operated area,

loss of _sens4atio11.Vo–vei*i_ operated area and found mentally

to hisjihysical growth and age. The doctor

ll1_a:s._:. injured–claimant had suffered 50%

permanent ipliynsical disability. Having regard to the fact

thevalceident had occurred in the year 2006 and the

was aged 18 years, the Tribunal has rightly took

income of the injured at Rs.3000/– per month and

W

6

applying appropriate multiplier determined the
Compensation of Rs.1,92.000/~ towards ‘loss of future
earnings’. On roappreciation of entire material on
record, I do not find any reason to interfere
finding. Accordingly, I answer point No.
the appellant–ir1surance companyandpasshthpelifolllovfingi”.1.’ll V

The appeal filed by ins”urai1ce:’~_: is’

dismissed, as the saIn;e»..i_s amount in
deposit if any, to Tribunal for
disburseme:n’tl”to. ll “i”he’lappellant insurance
company shall: amount within
three months!’ o17_lldi~slmissal of the main appeal,

Civil l\lo;”‘l’50062 / 2009 do not survive for

consi.dlei7atio,ri’;–,_l ”