High Court Karnataka High Court

The National Insurance Co Ltd vs Sri Jagadeesh on 31 May, 2011

Karnataka High Court
The National Insurance Co Ltd vs Sri Jagadeesh on 31 May, 2011
Author: A.N.Venugopala Gowda
IN THE HIGH comm" OF*KA_RNAT'AJ?<A 
DATED THIS THE  
THE HOWBLE MR. JusI1.éf0E:w.A.;H:f.,yEfw§1'§VpALA GOWDA
MISCELLA.N3.F?fi4C')ét;§;'__.FI.FiST€ OF 20o7(wc)
BETWEEI€\i~:.V.     0' ' V' 

The I2;ationéI'0v0I_ns.gEa0nc'e0'Co: Lt.d.,
is' Fi0'o_r,'Mu'ddapxba €.om.p4iex,

Vivekaha.'nd0eRoa.d,""~ ,  
Tumkur.  = V   
By 3:5' E3angai'ore"Regi'onal Office,
 

 11 "F!oo"rA;' M'.G_,_Road,
 ' ;Ban.ga!.o0re_"--» 0560001.
 .R€_DFe's.e'n.tedf'by' its

Regional 'Mfgniager.  Appellant

 (By sgri':-LPB Raju, Adv.)

 '  Sri Jagadeesh,
' = ~.---S/0 Srfi Beiléyappa,

Aged about 26 years!

Occ: Loader and Unfoader,
R/0 Shanthinagar,
Chaifakere,

Chitradurga District.

 Sr; T S Rajkumar,
S/0 Sr? T R Sadashivaiah;

Major in age,



_ y 3
€312,309/~ with interest at 12% pa. after 

the date of award. Feeling aggrieved; 

Company has filed this appeal.

2. The 2" respond'er;«t{emVp'i~oyer/assureidwhas 

been served with the notice,___l:"H.a_vinVg  the records,
since the appellant'---...V:l':as'é._ ceilvvec'tedDpremium for one
employee and there Vberingfal'cio'y.e'ra'ge""oflithe vehicle, it is

unnecessarytofiissue "notice to the respondent. Notice

to respond*~en:t- lilo.2 yéxith.

“Sri i* ar.ned counsel appearing for the

appeliant”con’tendeo–._that, the claimant sustained fracture

of:g_j”‘fer§:iui*..y_bone”a–n–d” other injuries and the doctor who

:y’tii.:m’*–..has taken the disability at 30% and has

determ_ineii_ the compensation amount payable. According

to th~e”l’earned counsel, the Commissioner is not justified in

.hlo’l”sd.ing that the risk of the claimant is covered by the

policy.

E

._ . 5
wouid cieariy establish the joral reiationAs.h_ipVV”‘of.the

employee and the employer between himself a.n’«:.tVthet’

respondent. The age of the ci.airn”ar:t_ well’:”e.sta’bli’shed i

from the evidence on record i.e.,”h__e”–b_eing

as on the date of accident. injur’i-es ‘e-ujetaailnewdw can be

found from Ex.P3,V-the mle’di’cVai_4’r’e.;;’ordH’oi” the District
hospital. Dr.K.V.\fe’nlV<at'esi;.vines_.d_e*noS'e'd and has stated
about the the partial
permanent difficulty in functioning. In
the permanent disability
and resultant': capacity. the Commissioner

hasrightlysh'elVdV'V.tha,t,"t'he compensation has to be paid.

T.i'jére;_._.i's ._correctiv—a-pipreciation of evidence to assess the

' .-iuncti"o4na¥.'disability and loss of earning capacity.

has admitted the issue of policy to the

.vVe.hicl'e-' in question in favour of the 2" respondent/insured.

""~V_VAceording to him, no premium was collected for

—-loader/unloader and hence, there was no coverage in

%

E

6
respect of the Coolie. Insurance policy has Ab.e_enV”‘rn’arKed

as Ex,R1. The policy was current as on M

8. I have perused E><.R1:;._ Itrashows-.th'at"therearis

payment of 325/~ being W(I,_Vto an'Vemploy%e.ev.V.._jlhe VAt_t*

provides for compulsory coverage to the 'd«-.ri_\/erg V?

9. In View of .ApwVrer_nium of ?25/- to
cover the to be necessarily
held or a loader. The claim
madeon’ th..e’-salidlhjacclifdent being only the claim
of the Commissioner is justified

in directing “the’V-.alp-.pe’l~~iant to deposit the compensation

dieterm’lri’ed«.” The question raised by Sri Raju has

i the appellant since E><.R1, the insurance

.'po'l'ice_.ClVe.as':iy shows that, there is coverage to an

emp~!oyee.

10. The other questions raised in the appeal memo

“being not substantial questions of law and the only

V /,5
err’

/,

question raised and considered supra beiQg__’4’d,évs§V§d””pf

merit, the appeai fails.

In the result, the appeai ‘is :’Th:é :éz~m’b1:::nt

in deposit be transferr::fd’a_to the C0f?JfT~g.§.ss%.Q.ner fssr’

necessary action,

KS}!/\:v” “”” .