High Court Kerala High Court

The New India Assurance Company … vs Sailaja on 15 January, 2008

Kerala High Court
The New India Assurance Company … vs Sailaja on 15 January, 2008
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MFA No. 1144 of 2002()


1. THE NEW INDIA ASSURANCE COMPANY LTD.,
                      ...  Petitioner

                        Vs



1. SAILAJA, D/O. DEVAKI, VELIVILAKATH VEEDU
                       ...       Respondent

2. ARUNKUMAR, S/O. SURENDRAN,

3. RAJESH JOSEPH, SL/O. JOSEPH MATHEW,

4. SATHISH KUMAR. G., S/O. GOPALAN NAIR,

5. SURENDRAN, S/O. SIVASANKARAN,

                For Petitioner  :SRI.P.R.RAMACHANDRA MENON

                For Respondent  :SRI.J.HARIKUMAR

The Hon'ble MR. Justice J.B.KOSHY
The Hon'ble MR. Justice K.M.JOSEPH

 Dated :15/01/2008

 O R D E R
                            J.B.KOSHY & K.M.JOSEPH, JJ.

                         -------------------------------------------

                            M.F.A.No.1144 of 2002

                         -------------------------------------------

                    Dated this the 15th day of January, 2008





                                     JUDGMENT

Koshy, J.

A 14 year old girl sustained fatal injuries in an accident on

10.12.1998. The Tribunal calculated compensation of

Rs.5,67,000/- but awarded only Rs.5,00,000/- as the legal

representatives claimed only Rs.5,00,000/-. The insurance

company questioned quantum of compensation in this appeal.

2. The deceased was a 14 year old girl studying in 10th

standard. The Tribunal has taken Rs.4,500/- as the monthly

income because she was an extremely brilliant girl and

participated in various competitions and a certificate holder of

International Karate Organisation and NCC cadet. She was only

aged 14 years old and was only a student. The future cannot be

predicted. It is true that death of a child cannot be measured in

terms of money, but at the same time for granting compensation

some principles have to be followed. Supreme court has held

MFA 1144/2002 2

that second schedule can be taken as a guideline and as per the

second schedule, Rs.1,250/- was fixed as the monthly income of a

non- earning person (Rs.15,000/- per year). Here, the accident

occurred in 1998. As observed by the Tribunal, the girl was an

NCC cadet and has appeared in National Karate competition etc.

She was an extremely brilliant girl. Considering these

circumstances, we are of the opinion that at least Rs.1,800/- can

be fixed as notional monthly income instead of Rs.4,500/- fixed

by the Tribunal. After deducting 1/3rd multiplicant will be

Rs.1,200/-. As per the second schedule, if the age of the victim is

14, the multiplier to be fixed is 15. If the age of the father and

mother are taken into account 15 is the multiplier to be taken.

Therefore, compensation payable for disability and family

contribution will be Rs.1,200x12x15=2,16,000/-. The girl

sustained the accident at about 4.30 p.m. and within one hour,

she died. The Tribunal awarded Rs.8,000/- for pain and

sufferings. We see no ground to change the same. For

transportation of the injured to hospital and taking back the dead

body, we award Rs.2,000/- for transportation expenses and

Rs.3,000/- for funeral expenses. For loss of estate Rs.5,000/- is

MFA 1144/2002 3

granted instead of Rs.15,000/- awarded by the Tribunal. For loss

of love and affection another Rs.10,000/- is granted instead of

Rs.5,000/- awarded by the Tribunal. Thus, total amount of

compensation payable is Rs.2,44,000/-. The above amount should

be deposited by the appellant insurance company after

deducting any amount already deposited with same rate of

interest and proportionate costs awarded by the Tribunal from

the date of application till the date of deposit. It is submitted by

the counsel for the respondents, R1 and R2, that fourth

respondent, father of the child died. Therefore, on deposit of

compensation, it is allowed to be withdrawn by the respondents

1 and 2 in equal proportion.

The appeal is allowed to the above extent.

J.B.KOSHY, JUDGE

K.M.JOSEPH, JUDGE

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