High Court Karnataka High Court

The Oriental Insurance Co Ltd … vs Smt Geetha S/O Late Naganaika @ … on 6 March, 2009

Karnataka High Court
The Oriental Insurance Co Ltd … vs Smt Geetha S/O Late Naganaika @ … on 6 March, 2009
Author: K.Sreedhar Rao S.N.Satyanarayana
 

 K. Varaégarajag.

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PRESENT

 

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  .AND_.....

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BETWEEN;

The Qzieniai Ingsurzggxice V'
ifiompzmy Lin1ivf§:t3;.A_ ' "
{3hamara3'£,inaga3§,~ _  _ 
through §{$.,'}93€';-§iOI1£{1'$i:fi§gC;C,,»  
Leo Shoppzdzig C§mp§e5{;  . V' .
#44/43, Rssiziaxicjy' Rdadg. "
Banga10r€_~;"'56G €325;  "

Rap. 83; 4:'-:37 Managzix"-, 

(E3? Elri "E V C"E$§3e:?}:ia;a*ma;"ao, Eadvzj

  Vvfizazi: .'

  1.

‘ . Sfif£t…i:§;é:aEi§ia,

Afigcd 12.33″ years,
.. S§;”:;i1a:€t fiaganaika Nagaraju.

A’ ” ifimmmi Amgshas

9.;

V _:i:’/aiate Naganaikaggf ififagaraju,

‘ Agsad abaut 03 years,
3i3,i1C€ minsr, rep. by” her mother
the f_:3:’st mgpenfiezxt bfiitiil.

C£/

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.. gkppeliaiii,

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:3, Smt Piamaiamma,
mother of Late Naggmaika fiiagaraju,
fisgeci abc-at T? 1 yéars,

4. Sri Madanaika,
fathar of late Nagazzaika Efiagaraju,
Agad about W3 years,

A11 are r,’ ofifarafiii viliage,
Chinchinahaili post,
Kaubande Hobii,
Nanjangud Taiuk,
Mysore Distxictl.

3. Sm*:.Sukan}*a, majer, V
W] @.M Mahadava Murthv, _
ififé Cross, Braznammba “.£i§s:3§e’:2.sio:1., »

Chamaraganagar, _V — «_
{swnar of Kerry Nr3.E:{§’1.1{}f.§’?”é7?f’}– _ .. Résgzncenséfixits

(By Sri Qfixdv. fer R1 to R@,
Sri N ‘f{_C}:i:’ish,._Andv–.

5′}”1)i$ ‘is ‘f3ié c:1 éfidfif Sectian 39(1) of the Wvrkmitns’
Somfifinsafion Af<:t._g_gNa.i;:1st the judgment dated 16.1 1.2006

V 'paVs'¥s~ad 33:: \'a:;C.A/ <::*3s–:»34; gseanrc 1:211 the me of the Laban:
'="}:jfi'"i<::g:-<1" 'C;om:nis$i0ner fer Werkmefl <C10mp2nsa'£:i0n., ':\siys01:s:.

H '- Gaming 91:1 far aénméssiom bfiffiffi Cami ioéay,

8Ri*"§EDI–I,f§R' J, deiivmed 'tha fcsflowingz

.§7EJEi'3':}3HiEH'?

V. _ “_0ne F’?-aganaika, ézriver of a Ion}? working undez’ ting “::3*£h

r:§sp0:1dm1t, wag engagad fur Evading sugarcamz {rem

Bannariamman Sugar Fa<:i01:j;. fififii' unioadizlg {E16 sugarcane

at the i'actmj;, he was ccmmg back in {':§:amarajanaga;*, 0:1

V}

f31,i{}.;2{}i}.3, it W518 abeut 4,08 pm. He got down to ?},'§C§Eif3-€_'._1 flfii

C331 :21" Raiiiifi. when €136 cieceaseal was u:'iz1:;:?§::1'g "'–

agrictiltural Em1:i$ Wi1.;i:.{th was femcmi sxsiih fi'%fEitfé'i€t'_?§IfV§.'C':~-"

Gama 311119 Cantact resIfiti11g in the é-cathygzzf .f\éagéf1aéLk$ £1136 'to u

3}é:C'€,m(:u€;is3:1.

2. The WE. Commissioner h$;x’.1 fo11fii§ jthat is V

e; ‘- 1
2:316 course: at’ anci 011?.’ ¢n1pl0y::x:;’ry wa$’d3’§:’¢éicd”L,tQ fay x«b:5mp&nsati<::q1.

:3. T1§*e_ '£'h€ §o11owmg are the

sub sfaxatiai q:;::s3%:i«;3:1- _:::sf

"i)"'§:§'h¢E £i:z§r §1£:'*:3¢.:afth af Efiaganajka has occazrrtid in that

co1:.1js€. Qf A'<:";";2*;, 0f:=:m1::=E0yme:1%:'.?'

f;I%;<t :s;1ssurer is hlabfifi ":0 pay the compfinsatisign?"

V VV _ 4. %::u:’t “in the 0356 cf fifiziiikarjuna £3 Hiremath 42$»

Eafiarzager, The Qrieraiaf Inszzranm (fig. £351. Qeparéeci

. _;’;12_V ECBJ ;2{)Q9 SCI 25?. T116 fa:t’£$ in the 331$ Cafifi fiisciesfis 3:35:

30:33? drivar idaceaseéj, during jeurney, stappfifi the lorry’ at

ijazrugunia. and ‘$52111 to 9. pom}. by the sifie sf 3 témpie in {bat

sziitlvfiz’ gfiersi £0 a pcsfltii for hsaixiging, bui 311: {E18 1′:1$3€:§§ii.’é%32 1§’;<':g1.23%' _

£iE"iV&§~ gta:3;"2pe;i the }<}r:f§g wen': ziétzzrby 3 land Qf b

mac? £231' passirzg ur'i;z'1a, E1 is EEGE :i:1:1s a;zi;.E_ i;E':a$,:' ;<;if§1'ag€::$

fence 'iheir léinais wiz.hT Live aiecfiic :%;'im v_tc% pr:§vr_:i1§_ti?;e'fi '31?:{§._

crzezttia tIvs:Sp:as3. T1516: ::i{3::::-assfl ._,_?5éma§i<ii€:Ef;_ Wei}: V"é:<j"""mf§.:1aia,"

a<:c'ide'r:%:a}.}y got &1::ctt.rQc:u_£th€ 1'1"§§i' Tgf'{he"?:i;ofii;a1f"vah:LClé"'a:1ci in 11333 course sf
&H}:1:3I()y}?fi€f1€g …V_'"f'}:i,€: 'éfaéfiis :.":a?.€g0r:ica£Ey indicaze 'SE13:
ti1e".§.re'i':.iCia:' _W.~:=1$«. si.0p}3.«_:=;d3 _tem§2<:2ra1:*il}f by {he <i1"ivs:%r
fear a) .,sE'a:;rt 'gerisgci {G17 Vaiisndizxg E0 {:31} af natum.
Tht: 8¢SS_ig11{fl€3E;§A'f}:f'«§»§$:i.3I'};{ Of $:ra_nsp0:"§aii<;n from
E§3~*€i:::°aba:;§.., E0" 'Bidar was 2103: yet cempieig. The
~fi;;eceésT%:{i {§}:"ii?ii?3_"_____WaS vex}? much {'21: aiuiya The

' V"-pz'::-:E:~é'L:::1<i%1e:.A 9f the driver at the azztcigisnt Spfii is
_(1n"§c'$iy.a?;"§;:f1;bs_:t:ab§e :23 $116 use of mgiez' vfiiziciti,
{;iTi"f't1_£3:$,¥.??£S¢s:?_ t_i:.em is no c<?as£mm1ti<:»:1 that the
' dfiver S1"-:V_<:;»:1i& ba ac'::":,aafi}* ciriving {ha vehicle at the
"time ::;I'éc¢:icE.€:1: in Ofiifii' in attract £136 ta:m$ 9%" fin:
fifkiiéfi? is u11f:ena}3§e. TEE policy C€§}l{ii{i€}I1$ iaj; ziswn
, thaf" the drixr-31° shmilxii have bean. sngagfifi £1131' '£2415
. 1::1.1rp,1_£Cy,
the que:si:i.Qn of Law’ is an$Wt:r€<:i iIL":1ff?iI'fll§i1fi.Fg?5€'–&i'(§.{§'V
file: $313631 :13 alioweci with (){)S'§S=" . " "

5, The risk of assziéeatai 'tie-mg: fc}:~: é z1:~;v;;§:4 1§:»:y »

rixmiig journgr is énherexit in ?;l"1(3VV'E3$iE1I'€ of ':;.g;g-§3§;::3j;?tf::1c%:1t. The
aamz"-e =:::f accidentai cieafh xxiay; h:é"~–.i%3r 'vfa1ied reasons» The
accidenta} daath car: 0<:c;11\r_'§§{}C§ 7:3 raiw::__r–:::1de;’ thér Said. CiIC1EI}3StE311C€S
aithctigh Ldfif’ t1:1:é.x}é?§i3c}§é”‘-{;n1’o7% iirivixlgj, he is mil}. cgntinuea {G

be in;ti’1e_cours:? _e:3f’j&3u1it1€y and cieemad is the jg tbs seams of

?é:z2;§7iE<t§;:§i§:€§:3t§ flfhe acéifiientai éeath 13:27: the 1'€:a$0:3;s like reptile

fs.i§:'§éoity and '£115: elecumcufien as neticed in me

ixzstaglt ca:::-¢'§-zkiauid be deemtad tea 'ha in tha comma «sf and 0111: cf

'+s:II1pE@f§13.*t;§%i':t, Sines the ac;-cidazztal deaths crf abova :1:a'§;*s.1:"€ are

V 'V;§;i5.}TI§,f§§I"'Aif.'il'€ in '£315 nature sf emyloymeni «sf ériving. S0 much 80,

V' dréamed to be in ms use 01' matm" vellicies.

Ths ‘E?.i’2;i”11}S {sf pwiitijg is ofns is-sgutsié 1;/’g M’? ef M ‘if sirti,
‘E’%1::=: gyoiisjg {‘{3VEi;FS éizs 2″;§.s3<; {if a drivar. At {E13 time Q? acsiciexzii
the s:iT:*ivs:r was éesnami it} his engagafi £11 zirsivizzg {ha 1:3r1'jg=', itzézs

'pr*ese:1C:€ at {£13 s3§}£::'t. £3 direatfljg attribxztabiif is tilt: fji~»E'–fif{."7¢-.'1%'¥'_',._ :2?

t::11';310jgn1&23f{.. 'E".':::€:'eiT'<::1'€: is': {he teiaiity Gf {hit z;?§:é§:éi:3::V%_é:,;2a;_i_"ia3r:_$' _

stafmé aimva, we are cf tide c3jg:ri_::::§oi1 1':ha;ftmth<:' <i:%2i1'3::v'%i;%;"iss;1'; 31: " a

£316 €:O'1."£i'S€ of 22.2161 01:? 0f fii1I}§)3E()f€fl}E£1Ei».: Th-:':T §:iiK7»'}'t§TC§' 1:1Eaz§€}"3§ai:;si

"51:: i:.1s11r€:' is smmszi and pxfipitii '-E316 agfijgsgtaéi is c3LT.i4?s1:3;i$§2a::i. ';

'§"'hr: aitlmgzkif 1'§3f; CR: ifiéfisfeizmi to the é\€AC'§"'.

Sd/-

Judge

Sfifi
Ffifiga

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