High Court Kerala High Court

The Oriental Insurance Co.Ltd vs The Secretary on 23 November, 2010

Kerala High Court
The Oriental Insurance Co.Ltd vs The Secretary on 23 November, 2010
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 2762 of 2008()


1. THE ORIENTAL INSURANCE CO.LTD.,
                      ...  Petitioner

                        Vs



1. THE SECRETARY, KOLLAM AUTOMOBILE
                       ...       Respondent

2. PRADEEP.G. S/O.GANESHAN, KURUPUMVEETTIL

3. BABYKUTTY AMMA, W/O. DECEASED AYYAPPAN

4. ANOOP,S/O.DECEASED AYYAPPAN PILLAI,

5. ANUPAMA, S/O.DECEASED AYYAPPAN PILLAI,

                For Petitioner  :SRI.VPK.PANICKER

                For Respondent  :SRI.R.ARUN RAJ

The Hon'ble MR. Justice A.K.BASHEER
The Hon'ble MR. Justice P.Q.BARKATH ALI

 Dated :23/11/2010

 O R D E R
              A.K.BASHEER & P.Q.BARKATH ALI, JJ.
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                         M.A.C.A.No.2762 OF 2008
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                  Dated this the 23rd day of November, 2010

                                 JUDGMENT

Barkath Ali, J.

Appellant is the third respondent Insurance Company in

O.P.(MV)No.980/2004 on the file of Motor Accidents Claims Tribunal,

Punalur. In this appeal the appellant challenges the judgment and award

of the Tribunal dated March 11, 2008 awarding a compensation of

Rs. 2,32,200/- to the claimants, who are respondents 3 to 5 in this

appeal, for the loss caused to them on account of the death of deceased

Ayyappan in a motor accident.

2. Claimants are the wife and the two children of deceased

Ayyappan. The accident happened on May 28, 2004 at Kadappakkad in

Kollam district while the deceased Ayyappan was riding the scooter, he

was knocked down by the bus bearing Reg.No.KL/3/A/4149 driven by

the second respondent on the Kollam-Chenkotta public road near

Aaramar Hotel, Kadappakkad. Deceased sustained serious injuries and

he succumbed to the injuries sustained while undergoing treatment in

the District Hospital, Kollam. Alleging negligence against the second

respondent in the O.P., the claimants filed the O.P. before the Tribunal

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claiming a compensation of Rs. 5,00,000/-.

3. Respondents 1 and 2 in the O.P., the owner and the driver

of the offending bus remained absent before the Tribunal. The third

respondent/appellant, the insurer of the offending bus filed a written

statement admitting the policy .

4. Pws 1 to 3 were examined and Exts.A1 to A10 and Ext.X1

were marked on the side of the claimant before the Tribunal. Ext.B1

was marked on the side of the third respondent. On an appreciation of

evidence, the Tribunal awarded a compensation of Rs. 2,32,200/-

with interest @ 7.5% per annum from the date of petition till realisation

and a cost of Rs.1500/- The Tribunal has also found that there was

violation of the condition of the policy as second respondent has no

valid driving licence at the time of the accident and allowed the third

respondent to recover the compensation amount from respondents 1

and 2. The third respondent Insurance Company has now come up in

appeal challenging the quantum of compensation awarded by the

Tribunal as well as the above finding of the Tribunal regarding the

negligence on the part of the second respondent, the driver of the bus.

5. Heard the counsel for the appellant Insurance Company and

MACA.No.2762/08 3

the counsel for the claimants.

6. The following points arise for consideration :

1. Whether the finding of the Tribunal that the
accident occurred due to the negligence of the second
respondent can be sustained ?

2. Whether the compensation awarded by the
Tribunal is excessive ?

Point No.1

7. The accident is not disputed. The fact that the deceased

died as a result of the injury sustained in the accident is also admitted.

The Tribunal found that the accident occurred due to the negligence of

the second respondent, the driver of the offending bus. Counsel for the

appellant/Insurance Company argued that as this is a case of collision

between the two vehicles, there was also negligence on the part of the

deceased who was riding the scooter. We find no merit in the above

contention. On the side of the claimant, Exts.A1 to A10 were marked

and Pws 1 to 3 were examined. It is admitted that police has charged

the case against the second respondent which is also evidenced by

Ext.A5, copy of the police charge. PW1, the first claimant has testified

that the accident occurred due to the negligence of the second

respondent . She was not even cross-examined by the counsel for the

MACA.No.2762/08 4

third respondent. The evidence of PW1 coupled with Ext.A5 police

charge clearly shows that the accident occurred due to the negligence

of the second respondent, the driver of the offending bus. Therefore,

we confirm the finding of the Tribunal on this point.

8. The next question for consideration is whether the

compensation awarded by the Tribunal is excessive. The Tribunal

awarded a total compensation of Rs.2,32,000/- . The break up of the

compensation awarded is as under :

           Loss of dependency     - Rs. 2,22,200/-
           Transportation         - Rs.    2,000/-
           Funeral expenses       - Rs.    3,000/-
           Pain and suffering     - Rs.    5,000/-


9. Counsel for the claimant argued that the Tribunal fixed the

monthly income of the deceased as Rs. 5555/- which is on the higher

side as the first claimant would be receiving family pension as the

deceased was an ex-military person. There is no substance in the above

contention. It is not disputed that the claimant was a retired Subedar

from Military Engineering Services. Ext.X1 the relevant documents

show that he was drawing a pension of Rs. 2189/-. PW2 is the

Manager of State Bank of Travancore, Kilikolloor branch who proved

MACA.No.2762/08 5

Ext.X1. Further, Ext.A10 salary certificate issued by PW3, the

Manager of the Boots and Boots Company, Kollam shows that

deceased was drawing a salary of Rs.6,000/- per month. Taking into

consideration all these aspects, we feel that the monthly income fixed

by the Tribunal as Rs. 5555/- appears reasonable. After deducting 1/3

for his personal expenses, the balance amount of Rs. 44,440/- was fixed

as his annual contribution to his family. The Tribunal adopted a

multiplier of 5 as the deceased was aged 63 at the time of the accident

and awarded Rs.2,22,200/- for loss of dependency. Taking into

consideration the above facts and in the circumstances of the case, we

feel that the compensation awarded by the Tribunal is just and

reasonable and is not excessive. That being so, the appeal has to be

dismissed.

In the result, the appeal is dismissed. No cost.

A.K.BASHEER, JUDGE

P.Q.BARKATH ALI, JUDGE

sv.

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