High Court Kerala High Court

United India Insurance Co.Ltd vs K.Thankam on 26 June, 2008

Kerala High Court
United India Insurance Co.Ltd vs K.Thankam on 26 June, 2008
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 1216 of 2008()


1. UNITED INDIA INSURANCE CO.LTD,
                      ...  Petitioner

                        Vs



1. K.THANKAM,S/O.KUMARAN,ANJUTHAIKKAL
                       ...       Respondent

2. K.CHANDRAN,S/O.KUNHIRAMAN,

3. A.P.RAVEENDRAN,S/O.CHATHU ATHIYAR,

                For Petitioner  :SRI.S.ARUN RAJ

                For Respondent  : No Appearance

The Hon'ble MR. Justice M.N.KRISHNAN

 Dated :26/06/2008

 O R D E R
                    M.N. KRISHNAN, J.
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               M.A.C.A. NO. 1216 OF 2008
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       Dated this the 26th day of June, 2008.

                     J U D G M E N T

This appeal is preferred against the award of the Motor

Accidents Claims Tribunal, Ernakulam in O.P.(MV)2034/97.

Since the matter requires reconsideration at the hands of the

Tribunal I do not want to issue notice to others and it shall be

done by the Tribunal when it reconsiders the whole matter.

The question is with respect to the entitlement for claiming

damages of the goods carried in a vehicle. The learned

counsel for the insurance company had produced before me

the package policy and specifically refers to S.II(d) which is as

follows;

“The Company shall not be liable in

respect of damage to property belonging to or

held in trust by or in the custody of the insured

or a member of the insured’s household or

being conveyed by the insured vehicle.”

M.A.C.A. 1216 OF 2008
-:2:-

2. So the learned counsel would contend the goods

being conveyed by the insured’s vehicle is not covered by the

policy and therefore there is no entitlement to claim

compensation. The Tribunal in some of the paragraphs found

that the insurance company is liable but in the operative

portion it is absolutely silent and it directs the first and 2nd

respondent alone to deposit the amount within a period of

one month from the date. So one is not able to understand

whether the Tribunal has fixed the liability on the insurance

company or not. This is a matter which the Tribunal has to

consider. Therefore, this being the situation, I feel that there

is no necessity to invite all to this Court for the reason that

at any rate the matter requires consideration at the hands of

the Tribunal. Therefore the award under challenge is set

aside and the matter is remitted back to the Tribunal with a

specific direction to reconsider the question of liability of the

insurance company as contended by it. I also make it clear

at the expense of the insurance company the Tribunal shall

take out notice to the other parties and dispose of the matter

M.A.C.A. 1216 OF 2008
-:3:-

in accordance with law. It shall also consider whether in such

cases under Section 165 such claims are entertainable by a

Motor Accidents Claims Tribunal.

M.N. KRISHNAN, JUDGE.

ul/-