High Court Kerala High Court

Vini vs Dhanalakshmi Bank Ltd on 6 October, 2008

Kerala High Court
Vini vs Dhanalakshmi Bank Ltd on 6 October, 2008
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

WP(C).No. 28630 of 2008(G)


1. VINI ,D/O LATE M.L. ANTO,
                      ...  Petitioner

                        Vs



1. DHANALAKSHMI BANK LTD.,
                       ...       Respondent

2. LEELA ANTO, W/O LATE M.L. ANTO,

                For Petitioner  :SRI.JEEMON K.ABRAHAM

                For Respondent  :SRI.C.K.KARUNAKARAN,SC,DHANALAKSHMI BAN

The Hon'ble MR. Justice THOTTATHIL B.RADHAKRISHNAN

 Dated :06/10/2008

 O R D E R
         Thottathil B. Radhakrishnan, J.
        ==================================
             W.P.(C)No.28630 of 2008-G
        ==================================
      Dated this the 6th day of October, 2008.


                     JUDGMENT

The petitioner faces distress action under the

SARFAESI Act on account of failure in repaying a

loan availed. The proceedings have reached the

stage where an order under Section 14 of that Act

has been issued by the competent magistrate. The

plea is that after the death of M.L.Anto, who,

along with the second respondent availed the

facility, died on 10-8-2006, the petitioner,

daughter of late Anto, was not brought on record.

The second respondent, his widow, being on array,

there is no reason why the proceedings could not

have gone through. The said Anto was a co-obligant

towards the facility availed by one Siby Mathew.

Having regard to the fact that there is no

jurisdictional error or legal infirmity in the

impugned proceedings, I do not find any ground to

WPC28630/08

-:2:-

interfere with that.

Following the interim order on 25-9-2008, the

petitioner has deposited an amount of Rs.5 lakhs.

Having heard the learned counsel for parties,

rejecting all contentions and precluding the

petitioner from moving the DRT or any other

authority as regards the impugned proceedings, this

writ petition is ordered directing that the

petitioner will be given two months’ time to

liquidate the outstandings and if the petitioner

seeks for any slashing of the total outstandings,

the bank will consider such request in terms of its

policies and the law.

Thottathil B.Radhakrishnan,
Judge.

sl.