High Court Kerala High Court

The Oriental Insurance Co.Ltd vs K.K.Baby on 27 June, 2008

Kerala High Court
The Oriental Insurance Co.Ltd vs K.K.Baby on 27 June, 2008
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 1747 of 2006()


1. THE ORIENTAL INSURANCE CO.LTD.,
                      ...  Petitioner

                        Vs



1. K.K.BABY, S/O.KOCHUKURU,
                       ...       Respondent

                For Petitioner  :SRI.GEORGE CHERIAN (THIRUVALLA)

                For Respondent  :SRI.T.RAJESH

The Hon'ble MR. Justice M.N.KRISHNAN

 Dated :27/06/2008

 O R D E R
                      M.N. KRISHNAN, J.
               = = = = = = = = = = = = = =
                M.A.C.A. NO. 1747 OF 2006
             = = = = = = = = = = = = = = =
         Dated this the 27th day of June, 2008.

                       J U D G M E N T

This appeal is preferred against the award of the Motor

Accidents Claims Tribunal, Muvattupuzha in O.P.(MV)587/02.

The claimant while travelling as a pillion rider sustained

injuries in a road accident due to the capsize of the bike in

which he travelled. The insurance company denied the

accident and the Tribunal on appreciation of the materials

before it held that the accident had taken place and it was

due to the rash and negligent driving of the first respondent

and awarded a compensation of Rs.34,600/-. It is against

that decision, the insurance company has come up in appeal.

2. Heard the counsel for the insurance company and

perused the award. It is the definite case of the claimant

that while he was travelling as a pillion rider, the vehicle

capsized and resulted in injuries to him. As per a private

complaint a F.I.R. was registered and after due investigation

the police filed Ext.A4 charge sheet against the first

M.A.C.A. 1747 OF 2006
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respondent in the claim application under Section 279 and

338 IPC. There was a wound certificate which indicates

about the accident and sustainment of injuries. It is

recorded that it is a fall from bike. When the vehicle

capsized and the pillion rider sustained injuries it will amount

to a fall from bike and it cannot be said that what is spoken

to by the claimant is incorrect. Further, the first respondent

in the claim petition appeared before the Magistrate Court

and pleaded guilty and he has been convicted. So these

documents are there to establish the factum of the accident.

Further before the Tribunal PW1 and PW2 were examined

which also proved the factum of accident. Learned counsel

for the insurance company would contend before me that the

time of the accident show it is an indication that it has not

happened. The time gap is about 2 to 3 hours. The question

is whether an accident as spoken to had taken place at that

time. Materials supplied are only one sided which has been

appreciated and found by the Tribunal in favour of the

claimant. I do not find any ground to interfere with the said

M.A.C.A. 1747 OF 2006
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decision.

So far as the liability of the insurance company is

concerned there is no plea that there is no coverage by the

policy and therefore that also does not loom large for

consideration. Therefore the appeal lacks merit and the

same is dismissed.

M.N. KRISHNAN, JUDGE.

ul/-